4113 Celtic Way, Frederick, MD 21704 Property Records

Frederick County property record for 4113 Celtic Way, Frederick, MD 21704 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2007
Square Footage	3,639 sqft Living Area
Lot Size	7,426 sqft (0.171 acres)
Garage	Detached, 546 sqft
Occupancy	Owner Occupied
Last Sale	$500,000 (2008)
Tax Bill	$8,848.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-246617`
Alternative APN	`246617`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,639 sqft Living Area
1st Floor	1,380 sqft 1st Floor
Basement Area	879 sqft Basement
Finished Basement	879 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,426 sqft (0.171 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	546 sqft Garage
Deck Area	160 sqft Deck
Porch	Open Porch
Porch Area	100 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	246617
Street Address	4113 CELTIC WAY
City	FREDERICK
State	MD
Zip	21704-7373
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 25361 SEC P1 7,426 SQ. FT. URBANA HIGHLANDS
Legal Subdivision	URBANA HLNDS SEC P1
Legal Lot Number	25361
Jurisdiction	FREDERICK MD
Minor Civil Division	7, URBANA
Census Blockgroup	1
Census Block	1035
Census Tract	752205

Owner

Source: Frederick County records · APN 07-246617

Assessment roll updated August 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4113 CELTIC WAY, FREDERICK, MD 21704-7373
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2008 · Amount on Record
Deed Sale	Jun 06, 2008 · Amount on Record
Prior Sale	Apr 18, 2007 · Amount on Record
Deed Doc Number	200882470
Deed Book / Page	7002 / 112
Record Refreshed	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4113 CELTIC WAY, FREDERICK, MD 21704-7373
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116580306
Date	Feb 07, 2017
Book Page	11658/0306
Instrument	11658-0306

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	357 Months
Due	Nov 01, 2046

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 11, 2023
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	2.25%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,848.00 (+11.04%) Homeowner's exemption	$677,800 (+16.9%)	$795,600 (+28.55%) Land $226,200 Building $569,400
2023	$7,968.00 Homeowner's exemption	$579,833	$618,900 Land $176,200 Building $442,700