4116 Celtic Way, Frederick, MD 21704 Property Records

Frederick County property record for 4116 Celtic Way, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,606 sqft · built 2010
Lot Size	0.123 acres (5,345 sqft)
Owner	2 Company Names on File
Last Sale	$459,900 (Nov 2010)
Tax Bill	$8,621 (2024)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-246404`

Property Details

APN / Parcel Number

Primary APN	`07-246404`
Alternative APN	`246404`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,606 sqft Living Area
1st Floor Area	1,613 sqft
Basement Area	380 sqft
Finished Basement	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,345 sqft (0.123 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	246404
Street Address	4116 CELTIC WAY
City	FREDERICK
State	MD
Zip	21704-7382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25308 SEC P1 5,345 SQ. FT. URBANA HIGHLANDS
Legal Subdivision	URBANA HLNDS SEC P1
Legal Lot Number	25308
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1020
Census Tract	752205

Owner

Source: Frederick County records · APN 07-246404

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4116 CELTIC WAY, FREDERICK, MD 21704-7382
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2010 · Amount on Record
Deed Sale	Nov 19, 2010 · Amount on Record
Deed Document Number	20105640
Deed Book / Page	8107 / 333
Last Transfer Date	Jul 10, 2023
Transfer Doc	0165500100
Record Updated	Jun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 08, 2023
Property Address	4116 CELTIC WAY, FREDERICK, MD 21704-7382
Document Number	0165500100
Book / Page	16550 / 100
Map Reference	MB 81 FO 2
Instrument Date	Jul 10, 2023
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4116 CELTIC WAY, FREDERICK, MD 21704-7382

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$685,400 (+16.92%)	$804,800 (+28.62%) Land $225,100 Building $579,700
2024	$8,621.00 (+7.24%)
2023	$8,039.00 (+4.59%) Homeowner's exemption	$586,200 (+7.23%)	$625,700 (-) Land $175,100 Building $450,600
2022	$7,686.00 Homeowner's exemption	$546,700	$625,700 Land $175,100 Building $450,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 281 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.