4116 Talcott Dr, Durham, NC 27705 Property Records

Durham County property record for 4116 Talcott Dr, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,328 sqft · built 1980
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on File
Last Sale	$302,000 (Mar 2019)
Tax Bill	$5,779 (2026)
Deeds & Mortgages	Oct 2023 Transfer Jul 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0812-05-1278`

Property Details

APN / Parcel Number

Primary APN	`0812-05-1278`
Alternative APNs	`0812-05-12-7859` `081201051259` `175066`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,328 sqft Heated Area
1st Floor Area	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	171 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4116 TALCOTT DR
City	DURHAM
State	NC
Zip	27705-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	AMERICAN VILLAGE/SEC:05-A /BLK:C/LT#010 PL:000096-000168
Legal Subdivision	AMERICAN VLG SEC 05-A
Legal Block	C
Legal Lot Number	10
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1005
Census Tract	1706

Owner

4116 Talcott Dr is owner-occupied and held in a trust since October 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4116 TALCOTT DR, DURHAM, NC 27705-2851
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Intrafamily Transfer, Transfer
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 14, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2019 · Amount on File
Deed Sale	Mar 14, 2019 · Amount on File
Prior Sale	Jun 19, 1998 · Amount on File
Deed Document Number	20197855
Deed Book / Page	8612 / 460
Last Transfer Date	Oct 19, 2023
Transfer Doc	0100050534
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Oct 26, 2023
Property Address	4116 TALCOTT DR, DURHAM, NC 27705-2851
Document Number	0100050534
Book / Page	10005 / 534
Map Reference	MB 96 PG 168
Instrument Date	Oct 19, 2023
Instrument	2023077933
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4116 TALCOTT DR, DURHAM, NC 27705-2851

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4116 TALCOTT DR, DURHAM, NC 27705-2851

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4116 TALCOTT DR, DURHAM, NC 27705-2851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084590636
Date	Jul 3, 2018
Book Page	8459/636
Instrument	2018023074

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4116 TALCOTT DR, DURHAM, NC 27705-2851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090180821
Date	Jul 29, 2020
Book Page	9018/821
Instrument	2020030149

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 4, 2040

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 3, 2020
Property Address	4116 TALCOTT DR, DURHAM, NC 27705-2851
Document Number	0088410880
Book / Page	008841 / 000880
Instrument Date	Jan 3, 2020
Instrument	258
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4116 TALCOTT DR DURHAM NC 277052851, DURHAM, NC 27705-2851

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 14, 2019
Property Address	4116 TALCOTT DR, DURHAM, NC 27705-2851
Document Number	0086120460
Book / Page	8612 / 460
Map Reference	MB 96 PG 168
Instrument Date	Mar 8, 2019
Instrument	2019007855
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3607 COLE MILL RD, 3607, DURHAM, NC 27712-3247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4116 TALCOTT DR, DURHAM, NC 27705-2851

Mortgage

Document Number	2019007856
Date	Mar 14, 2019
Instrument	2019007856

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4116 Talcott Dr was $5,779, up 70.9% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,779.00 (+70.88%)	$568,686 (-) Land $141,780 Building $426,906	$568,686 (-) Land $141,780 Building $426,906
2025	$3,382.00	$568,686 Land $141,780 Building $426,906	$568,686 Land $141,780 Building $426,906
2023	$3,814.00 (+2.36%)	$291,174 Land $62,640 Building $228,534	$291,174 Land $62,640 Building $228,534
2022	$3,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4116 Talcott Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1981–1984)
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4116 Talcott Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Hotwire Communications.

Nearby Properties on Talcott Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures