4107 Talcott Dr, Durham, NC 27705 Property Records

Durham County property record for 4107 Talcott Dr, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,659 sqft · built 1987
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$870 (May 2022)
Tax Bill	$6,337 (2026)
Deeds & Mortgages	May 2022 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0812-04-4906`

Property Details

APN / Parcel Number

Primary APN	`0812-04-4906`
Alternative APNs	`0812-04-49-0662` `081203044903` `174975`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,659 sqft Heated Area
1st Floor Area	1,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	316 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4107 TALCOTT DR
City	DURHAM
State	NC
Zip	27705-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	AMERICAN VILLAGE/SEC:05-A /BLK:B/LT#008 PL:000096-000168
Legal Subdivision	AMERICAN VLG SEC 05-A
Legal Block	B
Legal Lot Number	8
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1004
Census Tract	1706

Owner

4107 Talcott Dr is owned and occupied by an individual who bought it in May 2022.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4107 TALCOTT DR, DURHAM, NC 27705-2850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Warranty Deed, Transfer
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Sep 22, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	Sep 22, 2017 · Amount on File
Deed Document Number	202219040
Deed Book / Page	9687 / 327
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 5, 2022
Property Address	4107 TALCOTT DR, DURHAM, NC 27705-2850
Document Number	0096870327
Book / Page	9687 / 327
Map Reference	MB 417 PG 50
Instrument Date	May 3, 2022
Instrument	2022019040
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 GRANT FOREST LN, 510, CARY, NC 27519-9320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CONSTITUTION DR UNIT B, B, DURHAM, NC 27705-7500

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4107 TALCOTT DR, DURHAM, NC 27705-2850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089250678
Date	Apr 29, 2020
Book Page	8925/678
Instrument	2020014672

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 22, 2017
Property Address	4107 TALCOTT DR, DURHAM, NC 27705-2850
Document Number	0082740456
Book / Page	8274 / 456
Map Reference	MB 96 PG 168
Instrument Date	Sep 22, 2017
Instrument	2017033482
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 FAIRGREEN PL, 5, DURHAM, NC 27705-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 TALCOTT DR, DURHAM, NC 27705-2850

Mortgage

Document Number	2017033483
Date	Sep 22, 2017
Instrument	2017033483

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4107 Talcott Dr was $6,337, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,337.00 (+2.52%)	$623,577 (-) Land $137,088 Building $486,489	$623,577 (-) Land $137,088 Building $486,489
2025	$6,181.00	$623,577 Land $137,088 Building $486,489	$623,577 Land $137,088 Building $486,489
2023	$4,285.00 (+2.34%)	$327,158 Land $60,336 Building $266,822	$327,158 Land $60,336 Building $266,822
2022	$4,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4107 Talcott Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1981–1984)
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4107 Talcott Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Google Fiber.

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