4115 Talcott Dr, Durham, NC 27705 Property Records

Durham County property record for 4115 Talcott Dr, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,282 sqft · built 1981
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2026)
Tax Bill	$5,060 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0812-05-0074`

Property Details

APN / Parcel Number

Primary APN	`0812-05-0074`
Alternative APNs	`0812-05-00-7490` `081201051100` `174972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,282 sqft Heated Area
1st Floor Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	252 ft deep x 92 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4115 TALCOTT DR
City	DURHAM
State	NC
Zip	27705-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	AMERICAN VILLAGE/SEC:05-A /BLK:B/LT#005 PL:000096-000168
Legal Subdivision	AMERICAN VLG SEC 05-A
Legal Block	B
Legal Lot Number	5
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1004
Census Tract	1706

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4115 TALCOTT DR, DURHAM, NC 27705-2850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage COASTAL FEDERAL CREDIT UNION
Apr 28, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Aug 5, 2019	Warranty Deed, Transfer · Construction Mortgage RENE DITTRICH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	2026184695
Deed Book / Page	10607 / 979
Prior Transfer Date	Jan 21, 2000
Prior Transfer Doc	2773000275
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 17, 2026
Property Address	4115 TALCOTT DR, DURHAM, NC 27705-2850
Document Number	0000184695
Book / Page	10607 / 979
Instrument Date	Aug 13, 2026
Instrument	2026184695
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 TALCOTT DR, DURHAM, NC 27705-2850

Mortgage

Document Number	0000184696,
Date	Aug 17, 2026
Instrument	2026184696

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Apr 28, 2026
Property Address	4115 TALCOTT DR, DURHAM, NC 27705-2850
Document Number	0000171968
Book / Page	10531 / 506
Instrument Date	Apr 27, 2026
Instrument	2026171968
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 TALCOTT DR, DURHAM, NC 27705-2850

Mortgage

Document Number	0000171968,
Date	Apr 28, 2026
Book Page	10531/506
Instrument	2026171968

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Dec 31, 2026

Interest

Rate	6.38%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4115 TALCOTT DR, DURHAM, NC 27705-2850
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093530181
Date	Jun 7, 2021
Book Page	9353/181
Instrument	2021028426

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 30, 2019
Property Address	4115 TALCOTT DR, DURHAM, NC 27705-2850
Document Number	0088380547
Book / Page	8838 / 547
Map Reference	MB 96 PG 168
Instrument Date	Dec 30, 2019
Instrument	2019048538
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14103 MORDECAI DR, 14103, RALEIGH, NC 27604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 TALCOTT DR, DURHAM, NC 27705-2850

Mortgage

Document Number	2019048539
Date	Dec 30, 2019
Instrument	2019048539

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 5, 2019
Property Address	4115 TALCOTT DR, DURHAM, NC 27705-2850
Document Number	0087200470
Book / Page	008720 / 000470
Instrument Date	Jul 30, 2019
Instrument	27509
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4115 TALCOTT DR DURHAM NC 277052850, DURHAM, NC 27705-2850

Mortgage

Document Number	87200473
Date	Aug 5, 2019
Book Page	008720/000473
Instrument	27510

Lender

Name	RENE DITTRICH
Address	106 LEGAULT DR, CARY, NC 27513-1774

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 4, 2020

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,947 (-) Land $100,776 Building $397,171	$497,947 (-) Land $100,776 Building $397,171
2025	$5,060.00 (+50.82%)	$497,947 (+94.4%) Land $100,776 Building $397,171	$497,947 (+94.4%) Land $100,776 Building $397,171
2023	$3,355.00 (+2.35%)	$256,140 Land $44,401 Building $211,739	$256,140 Land $44,401 Building $211,739
2022	$3,278.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1981–1984)
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Google Fiber.

Nearby Properties on Talcott Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures