Fort Bend County property record for 4115 Sand Ter, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,780 sqft · built 1999 |
| Lot Size | 0.173 acres (7,514 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jan 2020) |
| Tax Bill | $5,431 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R186410 |
| Primary APN | R186410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 3,221 sqft |
| 1st Floor Area | 2,780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,514 sqft (0.173 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 142 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 49 sqft |
| Patio Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4115 SAND TER |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77450-8581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWAYS AT KELLIWOOD SEC 1, BLOCK 1, LOT 10 |
| Legal Subdivision | FAIRWAYS AT KELLIWOOD SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 673006 |
Source: Fort Bend County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4115 SAND TER, KATY, TX 77450-8581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP |
| Jan 9, 2020 | Vendor's Lien, Transfer · Conventional Mortgage NETWORK FUNDING LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2020 · Amount on Record |
| Deed Sale | Jan 9, 2020 · Amount on Record |
| Prior Sale | Sep 9, 1999 |
| Deed Document Number | 20203086 |
| Prior Transfer Date | Jan 8, 2020 |
| Prior Transfer Doc | 0000003086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Sep 2, 2026 |
| Property Address | 4115 SAND TER, KATY, TX 77450-8581 |
| Document Number | 0000092714 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202692714 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000092714, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202692714 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 4115 SAND TER, KATY, TX 77450-8581 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | PREMIERE TITLE, PRESERVE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031579 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021031579 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Jan 9, 2020 |
| Property Address | 4115 SAND TER, KATY, TX 77450-8581 |
| Document Number | 0000003086 |
| Map Reference | SL 1346A |
| Instrument Date | Jan 8, 2020 |
| Instrument | 2020003086 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4115 SAND TER, KATY, TX 77450-8581 |
| Document Number | 0000003088 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 2020003088 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,431.00 (-11.16%) Homeowner's exemption | $512,529 (+1%) Land $65,000 Building $463,024 | $528,024 (+2.74%) Land $65,000 Building $463,024 |
| 2024 | $6,113.00 (+1.28%) Homeowner's exemption Senior Citizen's exemption | $465,935 (+1%) Land $65,000 Building $448,923 | $513,923 (+1.43%) Land $65,000 Building $448,923 |
| 2023 | $6,036.00 (+116.73%) Homeowner's exemption Senior Citizen's exemption | $423,577 Land $50,000 Building $456,666 | $506,666 Land $50,000 Building $456,666 |
| 2018 | $2,785.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 48 (2017–2021) |
| Claims Outside the SFHA | 48 of 48 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCO MUD 5 serves 2,460 people · EPA ID TX0790291 |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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