4111 Sand Ter, Katy, TX 77450 Property Records

Fort Bend County property record for 4111 Sand Ter, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,395 sqft · built 1999
Lot Size0.171 acres (7,449 sqft)
Owner2 Individual Names on Record
Tax Bill$3,627 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2017 Construction Loan
Flood ZoneZone X (moderate risk)
APNR186411

Property Details

APN / Parcel Number

Primary APNR186411
Alternative APN
  • 2986-01-001-0110-914

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,395 sqft Living Area
1st Floor Area2,395 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,449 sqft (0.171 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR186411
Street Address4111 SAND TER
CityKATY
StateTX
Zip77450-8581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAYS AT KELLIWOOD SEC 1, BLOCK 1, LOT 11
Legal SubdivisionFAIRWAYS AT KELLIWOOD SEC 1
Legal Block1
Legal Lot Number11
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group1
Census Block1005
Census Tract673006

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4111 SAND TER, KATY, TX 77450-8581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 2, 2017Trustee's Deed, Construction Loan · Construction Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2003
Deed SaleJun 17, 2003
Deed Document Number2003091726
Prior Transfer DateSep 16, 1999
Prior Transfer DocFBC1999081217
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address4111 SAND TER, KATY, TX 77450-8581
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012674
DateJan 27, 2022
Instrument2022012674
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

November 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFORT BEND TX
Recording DateNov 2, 2017
Property Address4111 SAND TER, KATY, TX 77450-8581
Instrument DateOct 10, 2017
Instrument121423
Transaction TypeConstruction Loan
Record UpdatedDec 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4111 SAND TER KATY TX 774508581, KATY, TX 77450-8581

Mortgage

Document Number0000121423
DateNov 2, 2017
Instrument121423
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,627.00 (-16.6%) Homeowner's exemption Senior Citizen's exemption$449,093 (+1%) Land $65,000 Building $396,159$461,159 (+2.14%) Land $65,000 Building $396,159
2024$4,349.00 (+1.61%) Homeowner's exemption Senior Citizen's exemption$408,266 (+1%) Land $65,000 Building $386,503$451,503 (+1.94%) Land $65,000 Building $386,503
2023$4,280.00 (+69.98%) Homeowner's exemption Senior Citizen's exemption$371,151 Land $50,000 Building $392,926$442,926 Land $50,000 Building $392,926
2018$2,518.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 234 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies234 in force
Nearby Flood Claims48 (2017–2021)
Claims Outside the SFHA48 of 48
Most Recent ClaimFeb 2021 · Severe Winter Storms
Claims by Event
  • Hurricane Harvey, Aug 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCO MUD 5
serves 2,460 people · EPA ID TX0790291
Water SourcePurchased groundwater from CINCO MUD 1
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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