Fort Bend County property record for 4203 Sand Ter, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,205 sqft · built 1998 |
| Lot Size | 0.161 acres (7,025 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,671 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R186408 |
| Primary APN | R186408 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,205 sqft Living Area |
| 1st Floor Area | 2,205 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,025 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R186408 |
|---|---|
| Street Address | 4203 SAND TER |
| City | KATY |
| State | TX |
| Zip | 77450-8580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWAYS AT KELLIWOOD SEC 1, BLOCK 1, LOT 8 |
| Legal Subdivision | FAIRWAYS AT KELLIWOOD SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 673006 |
4203 Sand Ter is owned and occupied by an individual who acquired it in March 2019.
Source: Fort Bend County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4203 SAND TER, KATY, TX 77450-8580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Transfer on Death Deed, Transfer |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 4, 2017 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2019 |
| Deed Sale | Mar 16, 2019 |
| Prior Sale | Apr 23, 2015 |
| Deed Document Number | PB20-CPR-035254 |
| Prior Transfer Date | Aug 4, 2017 |
| Prior Transfer Doc | 2017087697 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Nov 6, 2023 |
| Property Address | 4203 SAND TER, KATY, TX 77450-8580 |
| Document Number | 0000106746 |
| Map Reference | SL 1346/A |
| Instrument Date | Nov 2, 2023 |
| Instrument | 2023106746 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10128 240TH PL SW, EDMONDS, WA 98020-5739 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 4203 SAND TER, KATY, TX 77450-8580 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013762 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021013762 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Aug 4, 2017 |
| Property Address | 4203 SAND TER, KATY, TX 77450-8580 |
| Document Number | 0000087697 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 87697 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4203 SAND TER KATY TX 774508580, KATY, TX 77450-8580 |
| Document Number | 87698 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 87698 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 3, 2047 |
The 2025 property tax bill for 4203 Sand Ter was $2,671 with exemptions applied, up 1% from the year before.
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,671.00 (+0.98%) Homeowner's exemption Senior Citizen's exemption | $410,400 (+1%) Land $65,000 Building $368,745 | $433,745 (+13.48%) Land $65,000 Building $368,745 |
| 2024 | $2,645.00 (+2.52%) Homeowner's exemption Senior Citizen's exemption | $373,091 (+1%) Land $65,000 Building $317,230 | $382,230 (-2.24%) Land $65,000 Building $317,230 |
| 2023 | $2,580.00 Homeowner's exemption Senior Citizen's exemption | $339,174 Land $50,000 Building $340,990 | $390,990 Land $50,000 Building $340,990 |
| 2018 | $3,732.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4203 Sand Ter in Zone X, an area of moderate flood risk, though there have been 48 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 48 (2017–2021) |
| Claims Outside the SFHA | 48 of 48 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4203 Sand Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCO MUD 5 serves 2,460 people · EPA ID TX0790291 |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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