St. Charles County property record for 4115 McClay Rd, Saint Charles, MO 63304 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,026 sqft · built 1977 |
| Lot Size | 0.235 acres (10,266 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Jan 2010) |
| Tax Bill | $2,241 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 549435A000 |
| Primary APN | 549435A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 950 sqft |
| Finished Basement | 313 sqft |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,266 sqft |
| Lot Dimensions | 118 ft deep x 87 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 549435A000 |
|---|---|
| Old Parcel Number | 549435A000 |
| Street Address | 4115 MCCLAY RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE WOODS LOT 64 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | PINE WOODS |
| Legal Lot Number | 64 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ST. PETERS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 311331 |
Source: St. Charles County records · APN 549435A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4115 MCCLAY RD, SAINT CHARLES, MO 63304-7917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2010 · Amount on Record |
| Deed Sale | Jan 12, 2010 · Amount on Record |
| Prior Sale | Mar 21, 2006 |
| Deed Document Number | 0053262026 |
| Deed Book / Page | 5326 / 2026 |
| Last Transfer Date | Oct 05, 2016 |
| Transfer Doc | 0066260314 |
| Record Updated | Jun 08, 2026 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,241.00 | $37,135 (+9.92%) | $195,448 (+9.92%) Land $48,000 Building $147,448 |
| 2023 | $33,784 | ||
| 2022 | $177,810 Land $48,000 Building $129,810 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833113313, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 units insured 4 under condo master policies |
| Nearby Flood Claims | 6 (1979–2020) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2020, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 425 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, WH i3B Bidco LLC/WH i3B Topco, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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