St. Charles County property record for 2814 McClay Rd, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,396 sqft · built 2023 |
| Lot Size | 0.069 acres (3,010 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,679 (Jul 2024) |
| Tax Bill | $3,891 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T240900002 |
| Primary APN | T240900002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 1,947 sqft |
| Basement Area | 551 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 3,010 sqft (0.069 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T240900002 |
|---|---|
| Street Address | 2814 MCCLAY RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-5409 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | OAKLEIGH PK ADDITION LOT 2 |
| Legal Subdivision | OAKLEIGH PK ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | SPENCER CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311211 |
2814 McClay Rd, a condominium, is owned and occupied by an individual who bought it in July 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2814 MCCLAY RD, SAINT CHARLES, MO 63303-5409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on File |
| Deed Sale | Jul 2, 2024 · Amount on File |
| Deed Document Number | 202425958 |
| Prior Transfer Date | Jun 18, 2024 |
| Prior Transfer Doc | 0000025958 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2814 McClay Rd was $3,891.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,579 | $355,679 Building $355,679 | |
| 2025 | $3,891.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2814 McClay Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1986–2001) |
| Most Recent Claim | Mar 2001 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2814 McClay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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