St. Charles County property record for 4121 McClay Rd, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1978 |
| Lot Size | 0.217 acres (9,440 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Sep 2023) |
| Tax Bill | $2,812 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Feb 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 549432A000 |
| Primary APN | 549432A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 950 sqft |
| Finished Basement | 598 sqft |
| Unfinished Basement | 352 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,440 sqft (0.217 acres) |
| Lot Dimensions | 118 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 549432A000 |
|---|---|
| Street Address | 4121 MCCLAY RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | PINE WOODS LOT 61 |
| Legal Subdivision | PINE WOODS |
| Legal Lot Number | 61 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ST. PETERS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 311331 |
Source: St. Charles County records · APN 549432A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4121 MCCLAY RD, SAINT CHARLES, MO 63304-7917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I |
| Feb 21, 2023 | Warranty Deed, Transfer STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Feb 21, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 21, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2023 · Amount on Record |
| Deed Document Number | 202339995 |
| Prior Transfer Date | Feb 20, 2023 |
| Prior Transfer Doc | 0000006280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 28, 2023 |
| Property Address | 4121 MCCLAY RD, SAINT CHARLES, MO 63304-7917 |
| Document Number | 0000039995 |
| Map Reference | MB 16 PG 20 |
| Instrument Date | Aug 26, 2023 |
| Instrument | 2023R-039995 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, ETC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 ROBIN CT, WENTZVILLE, MO 63385-5955 |
| Name | Verified Name |
|---|---|
| Address | 4121 MCCLAY RD, SAINT CHARLES, MO 63304-7917 |
| Document Number | 0000039996 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023R-039996 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 21, 2023 |
| Property Address | 4121 MCCLAY RD, SAINT CHARLES, MO 63304-7917 |
| Document Number | 0000006282 |
| Map Reference | MB 16 PG 20 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023R-006282 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1054 AUTUMN OAKS DR, IMPERIAL, MO 63052-3452 |
| Name | Verified Name |
|---|---|
| Address | 5 ROBLN COURT, WENTZVILLE, MO 63385-5955 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 21, 2023 |
| Property Address | 4121 MCCLAY RD, SAINT CHARLES, MO 63304-7917 |
| Document Number | 0000006280 |
| Map Reference | MB 16 PG 20 |
| Instrument Date | Feb 08, 2023 |
| Instrument | 2023R-006280 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 21, 2023 |
| Property Address | 4121 MCCLAY RD, SAINT CHARLES, MO 63304-7917 |
| Document Number | 0000006281 |
| Map Reference | MB 16 PG 20 |
| Instrument Date | Feb 08, 2023 |
| Instrument | 2023R-006281 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4121 MCCLAY RD, SAINT CHARLES, MO 63304-7917 |
| Name | Verified Name |
|---|---|
| Address | 412 MECLAY RD, SAINT CHARLES, MO 63304 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,707 (-) | $245,828 (-) Land $48,000 Building $197,828 | |
| 2025 | $2,812.00 | $46,707 (+47.73%) | $245,828 (+47.73%) Land $48,000 Building $197,828 |
| 2023 | $31,616 | ||
| 2022 | $166,402 Land $48,000 Building $118,402 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 units insured incl. 4 condo units |
| Nearby Flood Claims | 6 (1979–2020) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 425 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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