4114 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4114 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,424 sqft · built 1896
Lot Size	0.076 acres (3,336 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2019)
Tax Bill	$1,456 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3400-00580`

Property Details

APN / Parcel Number

Primary APN	`010-3400-00580`
Alternative APN	`1077679`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,424 sqft Gross Area
1st Floor Area	724 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	3,336 sqft (0.076 acres)
Garage Type	Mixed
Garage Area	264 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1077679
Street Address	4114 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1508
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0010 BLOCK:004 SERIAL #
Legal Subdivision	RESURVEY OF MURRAY AND HOWES ADDITION
Legal Block	4
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3009
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4114 W 5TH ST, DULUTH, MN 55807-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL CITY CREDIT UNION
Sep 19, 2019	Warranty Deed, Transfer · FHA Mortgage SERVION INC
Mar 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Oct 12, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	20191015180
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Oct 7, 2026
Property Address	4114 W 5TH ST, DULUTH, MN 55807-1508
Document Number	0001106785
Instrument Date	Sep 18, 2026
Instrument	20261106785
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 W 5TH ST, DULUTH, MN 55807-1508

Mortgage

Document Number	0001106785,
Date	Oct 7, 2026
Instrument	20261106785

Lender

Name	CENTRAL CITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 23, 2051

Interest

Max Rate	-1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2019
Property Address	4114 W 5TH ST, DULUTH, MN 55807-1508
Document Number	00T1015180
Instrument Date	Sep 9, 2019
Instrument	T1015180
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 W 5TH ST DULUTH MN 558071508, DULUTH, MN 55807-1508

Mortgage

Document Number	T1015181
Date	Sep 19, 2019
Instrument	T1015181

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4114 W 5TH ST, DULUTH, MN 55807-1508
Document Number	00T1009707
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	QUALITY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 W 5TH ST DULUTH MN 558071508, DULUTH, MN 55807-1508

Mortgage

Document Number	00T1009707
Date	Apr 23, 2019
Instrument	T1009707

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 22, 2024

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 12, 2017
Property Address	4114 W 5TH ST, DULUTH, MN 55807-1508
Document Number	000T990832
Instrument Date	Oct 6, 2017
Instrument	T990832
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 W 5TH ST DULUTH MN 558071508, DULUTH, MN 55807-1508

Mortgage

Document Number	T990833
Date	Oct 12, 2017
Instrument	T990833

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,456.00 Homeowner's exemption
2025	$1,456.00 (+0.41%) Homeowner's exemption	$146,100 (+7.9%) Land $8,600 Building $137,500	$146,100 (+7.9%) Land $8,600 Building $137,500
2024	$1,450.00 (-4.23%)	$135,400 (+9.9%) Land $9,200 Building $126,200	$135,400 (+9.9%) Land $9,200 Building $126,200
2023	$1,514.00 Homeowner's exemption
2022		$123,200 (+24.07%) Land $8,500 Building $114,700	$123,200 (+24.07%) Land $8,500 Building $114,700
2021		$99,300 Land $6,900 Building $92,400	$99,300 Land $6,900 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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