4108 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4108 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,269 sqft · built 1905
Lot Size	0.076 acres (3,337 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Nov 2024)
Tax Bill	$1,512 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3400-00610`

Property Details

APN / Parcel Number

Primary APN	`010-3400-00610`
Alternative APNs	`1174179` `1144607` `91566`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,269 sqft Gross Area
1st Floor Area	811 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,337 sqft (0.076 acres)
Garage Area	286 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	28 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1174179
Street Address	4108 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 4 SERIAL #
Legal Subdivision	RESURVEY OF MURRAY AND HOWES ADDITION
Legal Block	4
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3009
Census Tract	15800

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4108 W 5TH ST, DULUTH, MN 55807-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOUSING AND REDEVELOPMENT AUTHORITY OF D

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Mar 3, 2023 · Amount on File
Deed Document Number	20241084636
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 3, 2023
Property Address	4108 W 5TH ST, DULUTH, MN 55807-1508
Document Number	0001066457
Instrument Date	Feb 8, 2023
Instrument	1066457
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 W 5TH ST, DULUTH, MN 55807-1508

Mortgage

Document Number	0001066458
Date	Mar 3, 2023
Instrument	1066458

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4108 W 5TH ST, DULUTH, MN 55807-1508
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001048836
Date	Oct 28, 2021
Instrument	1048836

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY OF D
Type	Government Agency
Address	DULUTH, MN 55816

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,512.00 Homeowner's exemption
2025	$1,512.00 (+0.53%) Homeowner's exemption	$197,400 (+41.81%) Land $8,600 Building $188,800	$197,400 (+41.81%) Land $8,600 Building $188,800
2024	$1,504.00	$139,200 (+9.52%) Land $9,200 Building $130,000	$139,200 (+9.52%) Land $9,200 Building $130,000
2022		$127,100 Land $8,500 Building $118,600	$127,100 Land $8,500 Building $118,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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