4119 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4119 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2.5 ba · 1,709 sqft · built 1906
Lot Size	0.067 acres (2,935 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Feb 2018)
Tax Bill	$526 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2030-00670`

Property Details

APN / Parcel Number

Primary APN	`010-2030-00670`
Alternative APN	`1046046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,709 sqft Gross Area
1st Floor Area	1,082 sqft
Basement Area	270 sqft
Finished Basement	270 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,935 sqft (0.067 acres)
Garage Area	528 sqft
Porch	Slab
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1046046
Street Address	4119 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1562
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	EX SWLY 5 FT SERIAL #
Legal Subdivision	RESURVEY OF MURRAY AND HOMES ADDITION
Legal Block	4
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3010
Census Tract	15800

Owner

4119 W 5th St, a residential property, is owned and occupied by an individual who bought it in February 2018.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4119 W 5TH ST, DULUTH, MN 55807-1562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage MEMBERS COOPERATIVE CU
Jan 14, 2019	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Feb 12, 2018	Warranty Deed, Transfer · VA Mortgage MEMBERS COOPERATIVE CU
Oct 10, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Deed Document Number	2018995057
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	000T990754
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4119 W 5TH ST, DULUTH, MN 55807-1562
Document Number	00T1015140
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 W 5TH ST DULUTH MN 558071562, DULUTH, MN 55807-1562

Mortgage

Document Number	00T1015140
Date	Sep 18, 2019
Instrument	T1015140

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2029

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 14, 2019
Property Address	4119 W 5TH ST, DULUTH, MN 55807-1562
Document Number	00T1006925
Instrument Date	Dec 28, 2018
Instrument	T1006925
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.35
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 W 5TH ST DULUTH MN 558071562, DULUTH, MN 55807-1562

Mortgage

Document Number	1006926
Date	Jan 14, 2019
Instrument	1006926

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2049

Mortgage

Document Number	T1006927,
Date	Jan 14, 2019
Instrument	T1006927

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 12, 2018
Property Address	4119 W 5TH ST, DULUTH, MN 55807-1562
Document Number	000T995057
Instrument Date	Jan 26, 2018
Instrument	T995057
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 W 5TH ST DULUTH MN 558071562, DULUTH, MN 55807-1562

Mortgage

Document Number	T995058
Date	Feb 12, 2018
Instrument	T995058

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2048

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Oct 10, 2017
Property Address	4119 W 5TH ST, DULUTH, MN 55807-1562
Document Number	000T990754
Instrument Date	Sep 7, 2017
Instrument	T990754
Transaction Type	Transfer
Record Updated	Oct 26, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 W 5TH ST DULUTH MN 558071562, DULUTH, MN 55807-1562

Tax Assessment & Valuation

The 2026 property tax bill for 4119 W 5th St was $526 with a homeowner's exemption, up 0.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$526.00 (+0.77%) Homeowner's exemption
2025	$522.00 (+5.67%) Homeowner's exemption	$38,200 (+5.82%) Land $7,600 Building $30,600	$38,200 (+5.82%) Land $7,600 Building $30,600
2024	$494.00	$36,100 Land $8,100 Building $28,000	$36,100 Land $8,100 Building $28,000
2022		$19,800 Land $7,500 Building $12,300	$19,800 Land $7,500 Building $12,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4119 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4119 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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