4114 Pepper Tree Ln, Howell, MI 48843 Property Records

Livingston County property record for 4114 Pepper Tree Ln, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,288 sqft · built 2014
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2019)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-28-103-116`

Property Details

APN / Parcel Number

Primary APN	`07-28-103-116`
Alternative APN	`470728103116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	40.7 ft deep x 52 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4114 PEPPER TREE LN
City	HOWELL
State	MI
Zip	48843-8211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C,RM,PUD
Legal Description	SEC 28 T3N R5E ORCHARD PARK VILLAGE CONDOMINIUM, LCCP # 364 UNIT #116 PUD APP 6/01 NO. 5443 OCEOLA VILLAGE SPLIT ON
Legal Range	05E
Legal Township	03N
Legal Section	28
Legal Subdivision	ORCHARD PARK
Legal Unit	116
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1001
Census Tract	712602

Owner

4114 Pepper Tree Ln, a condominium, is owned and occupied by two individuals who bought it in June 2019.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4114 PEPPER TREE LN, HOWELL, MI 48843-8211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREENSTONE FARM CREDIT SVC(S)
Jun 11, 2019	Warranty Deed, Construction Loan · Construction Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Document Number	201914408
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4114 PEPPER TREE LN, HOWELL, MI 48843-8211
Document Number	0000034032
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 PEPPER TREE LN HOWELL MI 48843, HOWELL, MI 48843

Mortgage

Document Number	0000034032
Date	Dec 5, 2019
Instrument	34032

Lender

Name	GREENSTONE FARM CREDIT SVC(S)
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 11, 2019
Property Address	4114 PEPPER TREE LN, HOWELL, MI 48843-8211
Document Number	0000014408
Instrument Date	May 29, 2019
Instrument	14408
Transaction Type	Construction Loan
Record Updated	Jun 28, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2813 HIGH MEADOWS DR HOWELL MI 488436952, HOWELL, MI 48843-6952

Mortgage

Document Number	14409
Date	Jun 11, 2019
Instrument	14409

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4114 Pepper Tree Ln was $3,118 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,200	$322,400
2025	$3,118.00
2023		$132,500
2021			$265,000
2019	$2,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4114 Pepper Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4114 Pepper Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Internet.

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