4098 Pepper Tree Ln, Howell, MI 48843 Property Records

Livingston County property record for 4098 Pepper Tree Ln, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,288 sqft · built 2013
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,973 (2025)
Deeds & Mortgages	Oct 2021 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-103-114`

Property Details

APN / Parcel Number

Primary APN	`07-28-103-114`
Alternative APN	`470728103114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	40.7 ft deep x 52 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4098 PEPPER TREE LN
City	HOWELL
State	MI
Zip	48843-8210
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C,RM,PUD
Legal Description	SEC 28 T3N R5E ORCHARD PARK VILLAGE CONDOMINIUM, LCCP # 364 UNIT #114 PUD APP 6/01 NO. 5443 OCEOLA VILLAGE SPLIT ON
Legal Range	05E
Legal Township	03N
Legal Section	28
Legal Subdivision	ORCHARD PARK
Legal Unit	114
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1001
Census Tract	712602

Owner

Source: Livingston County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4098 PEPPER TREE LN, HOWELL, MI 48843-8210
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Intrafamily Transfer, Transfer
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Jun 13, 2018	Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL
Jun 22, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 18, 2021
Transfer Doc	2021R042389
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 19, 2021
Property Address	4098 PEPPER TREE LN, HOWELL, MI 48843-8210
Document Number	2021R042389
Map Reference	DOC 2006R-021045
Instrument Date	Oct 18, 2021
Instrument	2021R-042389
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4098 PEPPER TREE LN, HOWELL, MI 48843-8210

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4098 PEPPER TREE LN, HOWELL, MI 48843-8210
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	VISIONARY TITLE AGENCY LLC, VISIONARY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 PEPPER TREE LN, HOWELL, MI 48843-8210

Mortgage

Document Number	2021R009850
Date	Mar 4, 2021
Instrument	2021R-009850

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 13, 2018
Property Address	4098 PEPPER TREE LN, HOWELL, MI 48843-8210
Document Number	0000015621
Instrument Date	May 31, 2018
Instrument	15621
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31731 BALMORAL DR LIVONIA MI 481543137, LIVONIA, MI 48154-3137

Mortgage

Document Number	15623
Date	Jun 13, 2018
Instrument	15623

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 22, 2017
Property Address	4098 PEPPER TREE LN, HOWELL, MI 48843-8210
Document Number	0000018350
Instrument Date	Jun 14, 2017
Instrument	18350
Transaction Type	Foreclosure
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,236.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,800 (+1.79%)	$317,600 (+1.79%)
2025	$2,973.00 (-5.53%) Homeowner's exemption	$156,000 (+19.36%)	$312,000 (+19.36%)
2023		$130,700
2021			$261,400
2019	$3,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Internet.

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