4122 Pepper Tree Ln, Howell, MI 48843 Property Records

Livingston County property record for 4122 Pepper Tree Ln, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,904 sqft · built 2012
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$304,000 (Nov 2020)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-103-117`

Property Details

APN / Parcel Number

Primary APN	`07-28-103-117`
Alternative APN	`470728103117`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	948 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	40.7 ft deep x 52 ft wide
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4122 PEPPER TREE LN
City	HOWELL
State	MI
Zip	48843-8211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C,RM,PUD
Legal Description	SEC 28 T3N R5E ORCHARD PARK VILLAGE CONDOMINIUM, LCCP # 364 UNIT #117 PUD APP 6/01 NO. 5443 OCEOLA VILLAGE SPLIT ON
Legal Range	05E
Legal Township	03N
Legal Section	28
Legal Subdivision	ORCHARD PARK
Legal Unit	117
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1001
Census Tract	712602

Owner

4122 Pepper Tree Ln, a condominium, is owned and occupied by an individual who acquired it in November 2022.

Source: Livingston County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4122 PEPPER TREE LN, HOWELL, MI 48843-8211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Intrafamily Transfer, Transfer
Nov 23, 2020	Warranty Deed, Transfer · Conventional with PMI HIGHLANDS RESID'L MTG
Aug 27, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Mar 1, 2018	Quit Claim Deed, Mortgage · Conventional with PMI ANDERSON FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Aug 27, 2019 · Amount on File
Deed Document Number	202042964
Last Transfer Date	Nov 10, 2022
Transfer Doc	0000029741
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Nov 17, 2022
Property Address	4122 PEPPER TREE LN, HOWELL, MI 48843-8211
Document Number	0000029741
Map Reference	DOC 2006R-021045
Instrument Date	Nov 10, 2022
Instrument	2022R-029741
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4122 PEPPER TREE LN, 4122, HOWELL, MI 48843-8211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 PEPPER TREE LN, HOWELL, MI 48843-8211

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Nov 23, 2020
Property Address	4122 PEPPER TREE LN, HOWELL, MI 48843-8211
Document Number	0000042964
Instrument Date	Nov 13, 2020
Instrument	42964
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,614.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4122 PEPPER TREE LN HOWELL MI 488438211, HOWELL, MI 48843-8211

Mortgage

Document Number	42965
Date	Nov 23, 2020
Instrument	42965

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Aug 27, 2019
Property Address	4122 PEPPER TREE LN, HOWELL, MI 48843-8211
Document Number	0000022489
Instrument Date	Aug 23, 2019
Instrument	22489
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3722 AUDREY RAE LN HOWELL MI 488436603, HOWELL, MI 48843-6603

Mortgage

Document Number	22490
Date	Aug 27, 2019
Instrument	22490

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 1, 2018
Property Address	4122 PEPPER TREE LN, HOWELL, MI 48843-8211
Document Number	0000005192
Instrument Date	Feb 22, 2018
Instrument	5192
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	TROY ABSTRACT AND TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4122 PEPPER TREE LN HOWELL MI 488438211, HOWELL, MI 48843-8211

Mortgage

Document Number	5193
Date	Mar 1, 2018
Instrument	5193

Lender

Name	ANDERSON FIN'L
Type	Funding / Finance Company
Address	CHICAGO, IL 60614

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4122 Pepper Tree Ln was $4,009 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,300	$390,600
2025	$4,009.00
2023		$159,700
2021			$319,400
2019	$2,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4122 Pepper Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4122 Pepper Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Internet.

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