4114 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4114 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,575 sqft · built 1957
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Nov 2020)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01312041`

Property Details

APN / Parcel Number

Primary APN	`13-01312041`
Alternative APN	`01312041`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,575 sqft Living Area
1st Floor Area	882 sqft
Basement Area	168 sqft
Finished Basement	168 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,350 sqft (0.169 acres)
Porch	Open Porch
Porch Area	80 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01312041
Street Address	4114 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 6
Legal Subdivision	GARRETT FOREST
Legal Block	Q
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4002
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4114 FERRARA DR, SILVER SPRING, MD 20906-4713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Nov 13, 2020	Grant Deed, Transfer · Conventional with PMI HOMESPIRE MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Deed Book / Page	61082 / 201
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4114 FERRARA DR, SILVER SPRING, MD 20906-4713
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 FERRARA DR, SILVER SPRING, MD 20906-4713

Mortgage

Document Number	0635960301
Date	Jul 28, 2021
Book Page	63596/301

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	468 Months
Due	Jul 13, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 13, 2020
Property Address	4114 FERRARA DR, SILVER SPRING, MD 20906-4713
Document Number	0610820205
Book / Page	061082 / 000205
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Apr 26, 2021
Title Company	HARVEST TITLE ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 FERRARA DR SILVER SPRING MD 209064713, SILVER SPRING, MD 20906-4713

Mortgage

Document Number	610820209
Date	Nov 13, 2020
Book Page	061082/000209

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,800 (+6.53%)	$448,700 (-) Land $184,300 Building $264,400
2025	$4,622.00 (+23.02%)	$396,900 (+10.19%)	$448,700 (+20.94%) Land $184,300 Building $264,400
2023		$360,200	$371,000 Land $184,300 Building $186,700
2022	$3,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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