4109 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4109 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,292 sqft · built 1957
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,500 (Jan 2021)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01312063`

Property Details

APN / Parcel Number

Primary APN	`13-01312063`
Alternative APN	`01312063`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	882 sqft
Basement Area	410 sqft
Finished Basement	410 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01312063
Street Address	4109 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 2
Legal Subdivision	GARRETT FOREST
Legal Block	P
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4001
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4109 FERRARA DR, SILVER SPRING, MD 20906-4714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Jan 15, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage SANDY SPRING BANK
Aug 31, 2020	Warranty Deed, Transfer SERVICELINK
Sep 9, 2019	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Book / Page	61630 / 282
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4109 FERRARA DR, SILVER SPRING, MD 20906-4714
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0666360178
Date	Jan 5, 2023
Book Page	66636/178

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 15, 2021
Property Address	4109 FERRARA DR, SILVER SPRING, MD 20906-4714
Document Number	0616300282
Book / Page	61630 / 282
Map Reference	MB 48 PL 3695
Instrument Date	Dec 15, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,743.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4109 FERRARA DR, SILVER SPRING, MD 20906-4714

Mortgage

Document Number	0061630289
Date	Jan 15, 2021
Instrument	61630/289

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 31, 2020
Property Address	4109 FERRARA DR, SILVER SPRING, MD 20906-4714
Document Number	0604080108
Book / Page	060408 / 000108
Instrument Date	Aug 3, 2020
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$3,330.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12805 NEW HAMPSHIRE AVE SILVER SPRING MD 209043353, SILVER SPRING, MD 20904-3353

September 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 9, 2019
Property Address	4109 FERRARA DR, SILVER SPRING, MD 20906-4714
Document Number	0581290324
Book / Page	058129 / 000324
Instrument Date	Jul 8, 2019
Transaction Type	Foreclosure
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$272.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3277 DECKER LAKE DR SALT LAKE CITY UT 84119, SALT LAKE CITY, UT 84119

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,267 (+3.73%)	$478,900 (-) Land $182,900 Building $296,000
2025	$5,256.00 (+24.23%)	$445,633 (+8.51%)	$478,900 (+11.63%) Land $182,900 Building $296,000
2023		$410,667	$429,000 Land $182,900 Building $246,100
2022	$4,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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