4113 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4113 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,184 sqft · built 1957
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$190,286 (Jun 2022)
Tax Bill	$6,386 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01314084`

Property Details

APN / Parcel Number

Primary APN	`13-01314084`
Alternative APN	`01314084`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	168 sqft
Finished Basement	168 sqft
Utility Area	36 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Porch	Open Porch
Porch Area	216 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01314084
Street Address	4113 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 6
Legal Subdivision	GARRETT FOREST
Legal Block	P
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4001
Census Tract	703501

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4113 FERRARA DR, SILVER SPRING, MD 20906-4714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 20, 2019	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Book / Page	65858 / 264
Transfer Doc	0191410384
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 6, 2022
Property Address	4113 FERRARA DR, SILVER SPRING, MD 20906-4714
Document Number	0658580264
Book / Page	65858 / 264
Map Reference	MB 55 PL 4430
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4113 FERRARA DR, SILVER SPRING, MD 20906-4714

Mortgage

Document Number	0065858269
Date	Jun 6, 2022
Instrument	65858/269

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Aug 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 20, 2019
Property Address	4113 FERRARA DR, SILVER SPRING, MD 20906-4714
Document Number	0585330382
Book / Page	58533 / 382
Map Reference	MB 55 PL 4430
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4113 FERRARA DR, SILVER SPRING, MD 20906-4714

Mortgage

Document Number	58533389
Date	Nov 20, 2019
Instrument	58533/389

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,533 (+7.62%)	$557,400 (-) Land $182,900 Building $374,500
2025	$6,386.00 (+8.72%)	$483,667 (+12.04%)	$557,400 (+24.75%) Land $182,900 Building $374,500
2024	$5,874.00 (+28.87%)
2023		$431,700	$446,800 Land $182,900 Building $263,900
2022	$4,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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