4113 Regency Dr, Indian Trail, NC 28079 Property Records

Union County property record for 4113 Regency Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,169 sqft · built 1993
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$1,995,200 (Mar 2021)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-066-128`

Property Details

APN / Parcel Number

Primary APN	`07-066-128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
Gross Area	1,569 sqft
1st Floor Area	1,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4113 REGENCY DR
City	INDIAN TRAIL
State	NC
Zip	28079-9417
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#63 ASHE CROFT PH3 OPCD108
Legal Subdivision	ASHE CROFT
Legal Lot Number	63
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20312

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 1, 2022	Special Warranty Deed, Transfer NOT AVAILABLE, BCHH TITLE INC
Mar 15, 2021	Warranty Deed, Transfer BCHH TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Jul 15, 2004 · Amount on Record
Deed Document Number	202111681
Deed Book / Page	8024 / 83
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4113 REGENCY DR, INDIAN TRAIL, NC 28079-9417
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007350156
Date	Apr 16, 2019
Book Page	7350/156
Instrument	0009741

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CHARLOTTE, NC 28282

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 1, 2022
Property Address	4113 REGENCY DR, INDIAN TRAIL, NC 28079-9417
Document Number	0000856320
Book / Page	8563 / 20
Map Reference	CAB D FILE 108
Instrument Date	Aug 24, 2022
Instrument	31075
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	NOT AVAILABLE, BCHH TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 15, 2021
Property Address	4113 REGENCY DR, INDIAN TRAIL, NC 28079-9417
Document Number	0000802483
Book / Page	8024 / 83
Map Reference	CAB D FILE 108
Instrument Date	Mar 12, 2021
Instrument	11681
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	BCHH TITLE

Transaction

Amount	Amount Recorded
Tax	$3,991.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5101 CINNAMON DR, 5101, MATTHEWS, NC 28104-6218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,900 (-) Land $69,800 Building $278,100	$347,900 (-) Land $69,800 Building $278,100
2025	$2,310.00 (+38.32%)	$347,900 (+75.8%) Land $69,800 Building $278,100	$347,900 (+75.8%) Land $69,800 Building $278,100
2023	$1,670.00	$197,900 Land $38,900 Building $159,000	$197,900 Land $38,900 Building $159,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1995–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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