Union County property record for 4109 Regency Dr, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,440 sqft · built 1993 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,500 (Dec 2002) |
| Tax Bill | $2,569 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-066-130 |
| Primary APN | 07-066-130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4109 REGENCY DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-1 INDIA |
| Legal Description | #65 ASHE CROFT PH3 OPCD108 |
| Legal Subdivision | ASHE CROFT |
| Legal Lot Number | 65 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20312 |
4109 Regency Dr, a rural home, is owned and occupied by an individual who acquired it in March 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4109 REGENCY DR, INDIAN TRAIL, NC 28079-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2002 · Amount on File |
| Deed Sale | Dec 2, 2002 · Amount on File |
| Prior Sale | Sep 29, 2000 · Amount on File |
| Deed Document Number | 200247263 |
| Deed Book / Page | 1992 / 606 |
| Last Transfer Date | Mar 9, 2021 |
| Transfer Doc | 0000011812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 15, 2021 |
| Property Address | 4109 REGENCY DR, INDIAN TRAIL, NC 28079-9417 |
| Document Number | 0008024641 |
| Book / Page | 8024 / 641 |
| Map Reference | CAB D FILE 108 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 11812 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4109 REGENCY DR, INDIAN TRAIL, NC 28079-9417 |
| Document Number | 0000011813 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 11813 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 5, 2028 |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.25% |
| Max Rate | 9.25% |
The 2025 property tax bill for 4109 Regency Dr was $2,569.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,300 (-) Land $69,800 Building $319,500 | $389,300 (-) Land $69,800 Building $319,500 | |
| 2025 | $2,569.00 | $389,300 Land $69,800 Building $319,500 | $389,300 Land $69,800 Building $319,500 |
| 2023 | $1,877.00 | $223,300 Land $38,900 Building $184,400 | $223,300 Land $38,900 Building $184,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4109 Regency Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1995–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4109 Regency Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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