Union County property record for 4100 Regency Dr, Indian Trail, NC 28079 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,948 sqft · built 1992 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,085 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-066-125 |
| Primary APN | 07-066-125 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 478 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4100 REGENCY DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | # 60 ASHE CROFT PHASE III OPCD108 |
| Legal Subdivision | ASHE CROFT |
| Legal Lot Number | 60 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20312 |
Source: Union County records · APN 07-066-125
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4100 REGENCY DR, INDIAN TRAIL, NC 28079-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Aug 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Oct 13, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jan 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2021 |
| Deed Sale | Oct 13, 2021 |
| Prior Sale | Feb 16, 2016 |
| Deed Document Number | 202148893 |
| Deed Book / Page | 8278 / 56 |
| Prior Transfer Date | Sep 30, 2021 |
| Prior Transfer Doc | 0000827856 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4100 REGENCY DR, INDIAN TRAIL, NC 28079-9417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006857667 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 6857/667 |
| Instrument | 0000745 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4100 REGENCY DR, INDIAN TRAIL, NC 28079-9417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007442864 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 7442/864 |
| Instrument | 0024419 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 13, 2021 |
| Property Address | 4100 REGENCY DR, INDIAN TRAIL, NC 28079-9417 |
| Document Number | 0000827856 |
| Book / Page | 8278 / 56 |
| Map Reference | CAB D FILE 108 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 48893 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4100 REGENCY DR, INDIAN TRAIL, NC 28079-9417 |
| Document Number | 0000048894 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 48894 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4100 REGENCY DR, INDIAN TRAIL, NC 28079-9417 |
| Document Number | 691744 |
| Book / Page | 006917 / 000044 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4100 REGENCY DR INDIAN TRAIL NC 280799417, INDIAN TRAIL, NC 28079-9417 |
| Document Number | 691744 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 006917/000044 |
| Instrument | 10927 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,085.00 (+41.32%) | $466,700 (+79.02%) Land $69,800 Building $396,900 | $466,700 (+79.02%) Land $69,800 Building $396,900 |
| 2023 | $2,183.00 | $260,700 Land $38,900 Building $221,800 | $260,700 Land $38,900 Building $221,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1995–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018, rainfall accumulation, Hurricane Florence |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ripple Fiber | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Uniti Group | DSL | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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