4118 Congo Cir, Columbia, MO 65202 Property Records

Boone County property record for 4118 Congo Cir, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,193 sqft · built 2002
Lot Size	0.296 acres (12,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,900 (Jun 2020)
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-904-00-08-191-00`

Property Details

APN / Parcel Number

Primary APN	`11-904-00-08-191-00`
Alternative APN	`11-904-00-08-191.00 01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,193 sqft Living Area
1st Floor Area	2,193 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,912 sqft (0.296 acres)
Lot Dimensions	188 ft deep x 68.5 ft wide
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	636 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	4118 CONGO CIR
City	COLUMBIA
State	MO
Zip	65202-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VANDERVEEN CROSSING PLAT 6 LOT 208
Legal Range	13W
Legal Township	49N
Legal Section	36
Legal Subdivision	VANDERVEEN CROSSING
Legal Block	A01
Legal Lot Number	208
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1001
Census Tract	1401

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4118 CONGO CIR, COLUMBIA, MO 65202-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 30, 2020	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC
Aug 16, 2017	Warranty Deed, Transfer BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO
Aug 15, 2017	Deed of Trust, Mortgage WOOD & HUSTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	202014307
Deed Book / Page	5215 / 99
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4118 CONGO CIR, COLUMBIA, MO 65202-6213
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 CONGO CIR, COLUMBIA, MO 65202-6213

Mortgage

Document Number	0000030399
Date	Oct 26, 2021
Book Page	5526/28
Instrument	2021030399

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 30, 2020
Property Address	4118 CONGO CIR, COLUMBIA, MO 65202-6213
Document Number	2020014307
Book / Page	5215 / 99
Map Reference	MB 34 PG 88
Instrument Date	Jun 26, 2020
Instrument	2020014307
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 CONGO CIR, COLUMBIA, MO 65202-6213

Mortgage

Document Number	2020014308
Date	Jun 30, 2020
Instrument	2020014308

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Aug 16, 2017
Property Address	4118 CONGO CIR, COLUMBIA, MO 65202-6213
Document Number	0000017110
Book / Page	004793 / 000125
Instrument Date	Aug 15, 2017
Instrument	17110
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 S MEADOWS LN MARSHALL MO 65340, MARSHALL, MO 65340

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4118 CONGO CIR, COLUMBIA, MO 65202-6213
Document Number	0000017111
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 E MEADOW LN MARSHALL MO 653403439, MARSHALL, MO 65340-3439

Mortgage

Document Number	0000017111
Date	Aug 16, 2017
Book Page	004793/000126
Instrument	17111

Lender

Name	WOOD & HUSTON BK
Type	Bank
Address	MARSHALL, MO 65340

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2037

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,137 (-) Land $6,080 Building $38,057
2025	$2,890.00 (+12.06%)	$44,137 (+14.49%) Land $6,080 Building $38,057	$232,300 (+14.49%) Land $32,000 Building $200,300
2023	$2,579.00 (+8.09%)	$38,551 Land $6,080 Building $32,471	$202,900 Land $32,000 Building $170,900
2022	$2,386.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Socket Telecom.

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