4112 Scotch Dr, Bridgeton, MO 63044 Property Records

St. Louis County property record for 4112 Scotch Dr, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1964
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2022)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11M-14-0603`

Property Details

APN / Parcel Number

Primary APN	`11M-14-0603`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,064 sqft
Basement Area	845 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Foyer
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	128 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	80 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4112 SCOTCH DR
City	BRIDGETON
State	MO
Zip	63044-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R-3
Legal Description	ST JAMES ESTATES PLAT 1 LOT 42
Legal Subdivision	ST JAMES ESTATES PLAT 1
Legal Lot Number	42
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORTHWEST
Census Block Group	2
Census Block	2013
Census Tract	213103

Owner

4112 Scotch Dr is owned and occupied by two individuals who bought it in August 2022.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4112 SCOTCH DR, BRIDGETON, MO 63044-3435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Deed Document Number	202289196
Prior Transfer Date	Dec 28, 1998
Prior Transfer Doc	0000001207
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 9, 2022
Property Address	4112 SCOTCH DR, BRIDGETON, MO 63044-3435
Document Number	2022080900196
Map Reference	MB 107 PG 48&49
Instrument Date	Aug 3, 2022
Instrument	2022080900196
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	US TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1294 WILLISTON DR, 1294, LAWRENCEVILLE, GA 30044-8156

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4112 SCOTCH DR, BRIDGETON, MO 63044-3435

Mortgage

Document Number	2022080900197
Date	Aug 9, 2022
Instrument	2022080900197

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4112 Scotch Dr was $3,190, up 4.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,960 (-) Land $12,830 Building $29,130	$220,800 (-) Land $67,500 Building $153,300
2025	$3,190.00 (+4.45%)	$41,960 Land $12,830 Building $29,130	$220,800 Land $67,500 Building $153,300
2024	$3,054.00 (-0.42%)
2023	$3,067.00 (+27.26%)	$37,630 (+39.68%) Land $9,410 Building $28,220	$198,000 Land $49,500 Building $148,500
2022	$2,410.00	$26,940 Land $6,840 Building $20,100
2021			$141,800 Land $36,000 Building $105,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4112 Scotch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4112 Scotch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20