St. Louis County property record for 4151 Scotch Dr, Bridgeton, MO 63044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1964 |
| Lot Size | 0.207 acres (9,047 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,000 (Oct 2025) |
| Tax Bill | $2,873 (2024) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11M-1-4-087-8 |
| Primary APN | 11M-1-4-087-8 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,047 sqft (0.207 acres) |
| Lot Dimensions | 116 ft deep x 78 ft wide |
| Terrain | Above Road/Slope |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4151 SCOTCH DR |
|---|---|
| City | BRIDGETON |
| State | MO |
| Zip | 63044-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10R-3 |
| Legal Description | ST JAMES ESTATES PLAT 1 |
| Legal Subdivision | ST JAMES ESTATES PLAT 1 |
| Legal Lot Number | 32 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORTHWEST |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 213103 |
Source: St. Louis County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4151 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Oct 23, 2025 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Mar 28, 2023 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Jul 27, 1998 |
| Deed Document Number | 2025102300367 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4151 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4151 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Document Number | 2025091600148 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025091600148 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 15, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 23, 2025 |
| Property Address | 4151 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Document Number | 2025102300367 |
| Map Reference | MB 107 PG 18&19 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025102300367 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 BLUESTEM FIELD TRL, SAINT CHARLES, MO 63304-4429 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4151 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Document Number | 2025102300368 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025102300368 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 28, 2023 |
| Property Address | 4151 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Document Number | 2023032800505 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023032800505 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4151 SCOTCH DR, BRIDGETON, MO 63044-3436 |
| Name | Verified Name |
|---|---|
| Address | 12028 CLINCHY LN, BRIDGETON, MO 63044-3501 |
Source: St. Louis County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Bridgeton City |
| County | St. Louis County |
| Unified School District | Pattonville R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,050 (+13.2%) Land $12,500 Building $27,550 | $210,800 (+13.21%) Land $65,800 Building $145,000 | |
| 2024 | $2,873.00 (-0.42%) | $35,380 (-) Land $9,160 Building $26,220 | |
| 2023 | $2,885.00 (+27.32%) | $35,380 (+39.68%) Land $9,160 Building $26,220 | $186,200 (+39.68%) Land $48,200 Building $138,000 |
| 2022 | $2,266.00 | $25,330 Land $6,650 Building $18,680 | |
| 2021 | $133,300 Land $35,000 Building $98,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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