St. Louis County property record for 4100 Scotch Dr, Bridgeton, MO 63044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,131 sqft · built 1965 |
| Lot Size | 0.272 acres (11,831 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Jul 2017) |
| Tax Bill | $3,380 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11M-14-0557 |
| Primary APN | 11M-14-0557 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| Gross Area | 1,769 sqft |
| 1st Floor Area | 1,131 sqft |
| Game Room | Game Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 11,831 sqft (0.272 acres) |
| Lot Dimensions | 107 ft deep x 100 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4100 SCOTCH DR |
|---|---|
| City | BRIDGETON |
| State | MO |
| Zip | 63044-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10R-3 |
| Legal Description | ST JAMES ESTATES PLAT 1 LOT 41 |
| Legal Subdivision | ST JAMES ESTATES PLAT 1 |
| Legal Lot Number | 41 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORTHWEST |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 213103 |
4100 Scotch Dr is owned and occupied by an individual who bought it in July 2017.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4100 SCOTCH DR, BRIDGETON, MO 63044-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 25, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Apr 6, 2022 | Re-recorded Document CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on File |
| Deed Sale | Jul 25, 2017 · Amount on File |
| Deed Document Number | 2017785 |
| Deed Book / Page | 22622 / 2994 |
| Prior Transfer Date | Jul 20, 2017 |
| Prior Transfer Doc | 0000000030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4100 SCOTCH DR, BRIDGETON, MO 63044-3435 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4100 SCOTCH DR, BRIDGETON, MO 63044-3435 |
| Document Number | 0254163232 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 25416/3232 |
| Instrument | 2022032400545 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 25, 2017 |
| Property Address | 4100 SCOTCH DR, BRIDGETON, MO 63044-3435 |
| Document Number | 0226222994 |
| Book / Page | 022622 / 002994 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 785 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2017 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4100 SCOTCH DR BRIDGETON MO 630443435, BRIDGETON, MO 63044-3435 |
| Document Number | 226222997 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 022622/002997 |
| Instrument | 786 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2047 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 6, 2022 |
| Property Address | 4100 SCOTCH DR, BRIDGETON, MO 63044-3435 |
| Document Number | 2022040600030 |
| Map Reference | MB 107 PG 48&49 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 2022040600030 |
| Record Updated | Jun 30, 2022 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4100 SCOTCH DR, 4100, BRIDGETON, MO 63044-3435 |
| Name | Verified Name |
|---|---|
| Address | 4100 SCOTCH DR, BRIDGETON, MO 63044-3435 |
The 2025 property tax bill for 4100 Scotch Dr was $3,380, up 11% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Bridgeton City |
| County | St. Louis County |
| Unified School District | Pattonville R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,480 (-) Land $14,160 Building $30,320 | $234,100 (-) Land $74,500 Building $159,600 | |
| 2025 | $3,380.00 (+10.97%) | $44,480 Land $14,160 Building $30,320 | $234,100 Land $74,500 Building $159,600 |
| 2024 | $3,046.00 (-0.39%) | ||
| 2023 | $3,058.00 (+20.02%) | $37,520 (+31.74%) Land $10,370 Building $27,150 | $197,500 Land $54,600 Building $142,900 |
| 2022 | $2,548.00 | $28,480 Land $7,540 Building $20,940 | |
| 2021 | $149,900 Land $39,700 Building $110,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4100 Scotch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4100 Scotch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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