4121 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 4121 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 980 sqft · built 1973
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Mar 2014)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-202-001`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-202-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	169 ft deep x 84 ft wide
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	186 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4121 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 225
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	225
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1002
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4121 LOCH DR, HIGHLAND, MI 48357-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 20, 2017	Quit Claim Deed, Transfer INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC
Sep 13, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jan 30, 2017	Loan Modification, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2014 · Amount on Record
Deed Sale	Mar 7, 2014 · Amount on Record
Prior Sale	May 5, 2009 · Amount on Record
Deed Document Number	201439406
Deed Book / Page	46847 / 744
Prior Transfer Date	Feb 24, 2014
Prior Transfer Doc	0000039406
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4121 LOCH DR, HIGHLAND, MI 48357-2237
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 LOCH DR, HIGHLAND, MI 48357-2237

Mortgage

Document Number	0000175232
Date	Aug 31, 2020
Book Page	54749/413
Instrument	175232

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4121 LOCH DR, HIGHLAND, MI 48357-2237
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 LOCH DR, HIGHLAND, MI 48357-2237

Mortgage

Document Number	0000104112
Date	Apr 16, 2021
Book Page	56086/412
Instrument	104112

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 20, 2017
Property Address	4121 LOCH DR, HIGHLAND, MI 48357-2237
Document Number	0000175265
Book / Page	051093 / 000114
Instrument Date	Sep 13, 2017
Instrument	175265
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$21.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 LOCH DR HIGHLAND MI 483572237, HIGHLAND, MI 48357-2237

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4121 LOCH DR, HIGHLAND, MI 48357-2237
Document Number	0000175266
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 LOCH DR HIGHLAND MI 483572237, HIGHLAND, MI 48357-2237

Mortgage

Document Number	0000175266
Date	Sep 20, 2017
Book Page	051093/000118
Instrument	175266

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	4121 LOCH DR, HIGHLAND, MI 48357-2237
Document Number	0000021912
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4121 LOCH DR HIGHLAND MI 483572237, HIGHLAND, MI 48357-2237

Mortgage

Document Number	0000021912
Date	Feb 6, 2017
Book Page	050356/000697
Instrument	21912

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,192.00 (-36.39%) Homeowner's exemption	$110,680 (+14.47%)	$221,360 (+14.47%)
2024	$1,874.00 (+18.38%)
2023		$96,690	$193,380
2021	$1,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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