4103 Sand Ter, Katy, TX 77450 Property Records

Fort Bend County property record for 4103 Sand Ter, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,053 sqft · built 1996
Lot Size0.159 acres (6,933 sqft)
Owner2 Individual Names on Record
Tax Bill$4,665 (2025)
Deeds & MortgagesMar 2017 Mortgage
Mar 2018 Sale
Flood ZoneZone X (moderate risk)
APNR186413

Property Details

APN / Parcel Number

Primary APNR186413
Alternative APN
  • 2986-01-001-0130-914

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,053 sqft Living Area
1st Floor Area2,053 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,933 sqft (0.159 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area21 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR186413
Street Address4103 SAND TER
CityKATY
StateTX
Zip77450-8581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAYS AT KELLIWOOD SEC 1, BLOCK 1, LOT 13
Legal SubdivisionFAIRWAYS AT KELLIWOOD SEC 1
Legal Block1
Legal Lot Number13
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group1
Census Block1005
Census Tract673006

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4103 SAND TER, KATY, TX 77450-8581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2017Deed of Trust, Mortgage · Stand-Alone First Mortgage
COMPASS BANK
Mar 13, 2018Warranty Deed, Transfer
FRONTIER TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2007
Deed SaleMar 28, 2007
Prior SaleMar 28, 2007
Deed Document Number0000036812
Last Transfer DateMar 13, 2018
Transfer Doc0000026079
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address4103 SAND TER, KATY, TX 77450-8581
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034321
DateMar 31, 2017
Instrument2017034321
Lender
NameCOMPASS BANK
TypeBank
AddressBIRMINGHAM, AL 35202
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2037

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORT BEND TX
Recording DateMar 13, 2018
Property Address4103 SAND TER, KATY, TX 77450-8581
Document Number0000026079
Instrument DateMar 12, 2018
Instrument26079
Transaction TypeTransfer
Record UpdatedApr 5, 2018
Title CompanyFRONTIER TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 SAND TER KATY TX 774508581, KATY, TX 77450-8581

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,665.00 (-6.98%) Homeowner's exemption$397,543 (+1%) Land $65,000 Building $339,920$404,920 (+2.22%) Land $65,000 Building $339,920
2024$5,015.00 (-6.91%) Homeowner's exemption$361,403 (+1%) Land $65,000 Building $331,127$396,127 (-1.01%) Land $65,000 Building $331,127
2023$5,387.00 (+74.28%) Homeowner's exemption$328,548 Land $50,000 Building $350,154$400,154 Land $50,000 Building $350,154
2018$3,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 234 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies234 in force
Nearby Flood Claims48 (2017–2021)
Claims Outside the SFHA48 of 48
Most Recent ClaimFeb 2021 · Severe Winter Storms
Claims by Event
  • Hurricane Harvey, Aug 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCO MUD 5
serves 2,460 people · EPA ID TX0790291
Water SourcePurchased groundwater from CINCO MUD 1
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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