Montgomery County property record for 4110 Ridgeway Rd, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,325 sqft · built 1944 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $266,000 (Jan 2011) |
| Tax Bill | $5,751 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03409 0067 |
| Primary APN | N64 03409 0067 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,325 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 558 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4110 RIDGEWAY RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-1-4 & 6-2-34 |
| Legal Subdivision | MRS |
| Legal Lot Number | 67 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20400 |
4110 Ridgeway Rd is owned and occupied by two individuals who bought it in January 2011.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4110 RIDGEWAY RD, DAYTON, OH 45429-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NTHRN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2011 · Amount on File |
| Deed Sale | Jan 26, 2011 · Amount on File |
| Prior Sale | May 1, 2006 |
| Deed Document Number | 11-006076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4110 RIDGEWAY RD, DAYTON, OH 45429-1640 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Name | Verified Name |
|---|
| Document Number | 0000010314 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-00010314 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4110 RIDGEWAY RD, DAYTON, OH 45429-1640 |
| Document Number | 0000026732 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4110 RIDGEWAY RD DAYTON OH 454291640, DAYTON, OH 45429-1640 |
| Document Number | 0000026732 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 26732 |
| Name | FIFTH THIRD BK/NTHRN |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,360 Land $29,110 Building $61,250 | ||
| 2024 | $5,751.00 (+2.75%) | ||
| 2023 | $5,597.00 (+4.34%) | $90,360 (+31.95%) Land $29,110 Building $61,250 | $258,170 Land $83,160 Building $175,010 |
| 2022 | $5,364.00 | $68,480 Land $22,050 Building $46,430 | |
| 2020 | $195,670 Land $63,000 Building $132,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4110 Ridgeway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4110 Ridgeway Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
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