Montgomery County property record for 4010 Ridgeway Rd, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,922 sqft · built 1941 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,900 (Sep 2017) |
| Tax Bill | $9,171 (2025) |
| Deeds & Mortgages | May 2024 Transfer Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03303-0006 |
| Primary APN | N64-03303-0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| Gross Area | 2,318 sqft |
| 1st Floor Area | 1,149 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 44,431 sqft (1.02 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4010 RIDGEWAY RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-1-4/34 33-3-33 |
| Legal Subdivision | MRS |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20400 |
4010 Ridgeway Rd is owned and occupied by an individual who acquired it in April 2024.
Source: Montgomery County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4010 RIDGEWAY RD, DAYTON, OH 45429-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 15, 2022 | Warranty Deed, Transfer · ARM WRIGHT-PATT CREDIT UNION INC |
| Sep 7, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on File |
| Deed Sale | Sep 7, 2017 · Amount on File |
| Prior Sale | Jun 23, 2015 · Amount on File |
| Deed Document Number | 201752773 |
| Last Transfer Date | Apr 22, 2024 |
| Transfer Doc | 0000024616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 13, 2024 |
| Property Address | 4010 RIDGEWAY RD, DAYTON, OH 45429-1639 |
| Document Number | 0000024616 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024-00024616 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4010 RIDGEWAY RD, KETTERING, OH 45429-1639 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 15, 2022 |
| Property Address | 4010 RIDGEWAY RD, DAYTON, OH 45429-1639 |
| Document Number | 0000037723 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022-00037723 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | HALLMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4010 RIDGEWAY RD, KETTERING, OH 45429-1639 |
| Document Number | 0000037724 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022-00037724 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 7, 2017 |
| Property Address | 4010 RIDGEWAY RD, DAYTON, OH 45429-1639 |
| Document Number | 0000052773 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 52773 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,019.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4010 RIDGEWAY RD KETTERING OH 454291639, KETTERING, OH 45429-1639 |
| Document Number | 52785 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 52785 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2047 |
The 2025 property tax bill for 4010 Ridgeway Rd was $9,171, up 1.6% from the year before.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,171.00 (+1.56%) | $144,260 Land $26,830 Building $117,430 | $412,180 Land $76,670 Building $335,510 |
| 2024 | $9,030.00 (+2.94%) | ||
| 2023 | $8,772.00 (+4.35%) | $141,750 (+31.93%) Land $26,830 Building $114,920 | $412,180 Land $76,670 Building $335,510 |
| 2022 | $8,406.00 | $107,440 Land $20,330 Building $87,110 | |
| 2020 | $306,970 Land $58,080 Building $248,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4010 Ridgeway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4010 Ridgeway Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
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