Montgomery County property record for 4030 Ridgeway Rd, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,115 sqft · built 1960 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jul 2012) |
| Tax Bill | $6,541 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 02602 0002 |
| Primary APN | N64 02602 0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,115 sqft Living Area |
| 1st Floor Area | 2,091 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 200 sqft |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4030 RIDGEWAY RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-2 PTS RIDGEWAY ESTS 26-2-3 |
| Legal Subdivision | RIDGEWAY ESTS |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20400 |
4030 Ridgeway Rd is owned by two individuals who bought it in July 2012.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227-1114 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 23, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2012 · Amount on File |
| Deed Sale | Jul 11, 2012 · Amount on File |
| Prior Sale | May 17, 2005 · Amount on File |
| Deed Document Number | 12-042670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4030 RIDGEWAY RD, DAYTON, OH 45429-1639 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4030 RIDGEWAY RD, DAYTON, OH 45429-1639 |
| Document Number | 0000039234 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-00039234 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Mar 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4030 RIDGEWAY RD, DAYTON, OH 45429-1639 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000039233 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-00039233 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 238 Months |
| Due | Apr 1, 2042 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,840 Land $23,290 Building $79,550 | ||
| 2024 | $6,541.00 (+2.73%) | ||
| 2023 | $6,367.00 (+4.34%) | $102,840 (+31.93%) Land $23,290 Building $79,550 | $293,820 Land $66,530 Building $227,290 |
| 2022 | $6,102.00 | $77,950 Land $17,640 Building $60,310 | |
| 2020 | $222,700 Land $50,400 Building $172,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4030 Ridgeway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4030 Ridgeway Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
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