411 Williams Dr, Oregon, IL 61061 Property Records

Ogle County property record for 411 Williams Dr, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,275 sqft · built 1966
Lot Size	0.307 acres (13,391 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Sep 2025)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-252-012`

Property Details

APN / Parcel Number

Primary APN	`16-04-252-012`

Interior

Stories	1 Story
Building Area	1,275 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	13,391 sqft (0.307 acres)
Lot Dimensions	143 ft deep x 55.7 ft wide
Garage Type	Attached
Garage Area	625 sqft

Location & Zoning

Street Address	411 WILLIAMS DR
City	OREGON
State	IL
Zip	61061-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:10 TWP:23 SECT/LOT:4 LOT 6 TERRACE VIEW SUBD
Legal Range	10
Legal Township	23
Legal Section	04
Legal Subdivision	TERRACE VIEW SUBD
Legal Block	10
Legal Lot Number	4,6
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	1
Census Block	1066
Census Tract	960900

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 WILLIAMS DR, OREGON, IL 61061-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Apr 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	20254542
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Sep 10, 2025
Property Address	411 WILLIAMS DR, OREGON, IL 61061-1043
Document Number	0000004542
Map Reference	BK I PG 34
Instrument Date	Sep 5, 2025
Instrument	202504542
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	411 WILLIAMS DR, OREGON, IL 61061-1043

Mortgage

Document Number	0000004543
Date	Sep 10, 2025
Instrument	202504543

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.38%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Apr 28, 2020
Property Address	411 WILLIAMS DR, OREGON, IL 61061-1043
Document Number	0000002421
Map Reference	BK I PG34DOC366310
Instrument Date	Apr 24, 2020
Instrument	202002421
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	411 WILLIAMS DR, OREGON, IL 61061-1043

Mortgage

Document Number	0000002422
Date	Apr 28, 2020
Instrument	202002422

Lender

Name	MIDWEST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

Mortgage

Document Number	0000002423
Date	Apr 28, 2020
Instrument	202002423

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,919.00 (+4.23%)	$52,301 (+7.25%) Land $8,393 Building $43,908	$156,903 (+7.25%) Land $25,179 Building $131,724
2024	$3,760.00 (+22.32%)	$48,766 (+11.59%) Land $7,826 Building $40,940	$146,298 (+11.59%) Land $23,478 Building $122,820
2023		$43,703 Land $7,046 Building $36,657	$131,109 Land $21,138 Building $109,971
2022	$3,074.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	45 (1978–2013)
Claims Outside the SFHA	1 of 45
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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