403 Williams Dr, Oregon, IL 61061 Property Records

Ogle County property record for 403 Williams Dr, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 1966
Lot Size	0.314 acres (13,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,500 (Oct 2018)
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-252-011`

Property Details

APN / Parcel Number

Primary APN	`16-04-252-011`

Interior

Stories	1 Story
Building Area	1,300 sqft Living Area
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	13,703 sqft (0.314 acres)
Garage Type	Attached
Garage Area	624 sqft

Location & Zoning

Street Address	403 WILLIAMS DR
City	OREGON
State	IL
Zip	61061-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:10 TWP:23 SECT/LOT:4 LOT 7 TERRACE VIEW SUBD
Legal Range	10
Legal Township	23
Legal Section	04
Legal Subdivision	TERRACE VIEW SUBD
Legal Block	10
Legal Lot Number	4,7
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	1
Census Block	1066
Census Tract	960900

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 WILLIAMS DR, OREGON, IL 61061-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP NA
Oct 22, 2018	Warranty Deed, Transfer · ARM HARVARD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	20185833
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	403 WILLIAMS DR, OREGON, IL 61061-1043
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004644
Date	Aug 10, 2022
Instrument	202204644

Lender

Name	STILLMAN BANCORP NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 22, 2018
Property Address	403 WILLIAMS DR, OREGON, IL 61061-1043
Document Number	0000005833
Map Reference	DOC 366310
Instrument Date	Oct 1, 2015
Instrument	201805833
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 WILLIAMS DR, OREGON, IL 61061-1043

Mortgage

Document Number	0000005834
Date	Oct 22, 2018
Instrument	201805834

Lender

Name	HARVARD STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,084.00 (+27.33%)	$42,431 (+18.5%) Land $8,692 Building $33,739	$127,293 (+18.5%) Land $26,076 Building $101,217
2023		$35,806 Land $7,640 Building $28,166	$107,418 Land $22,920 Building $84,498
2022	$2,422.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	45 (1978–2013)
Claims Outside the SFHA	1 of 45
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Williams Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures