406 Williams Dr, Oregon, IL 61061 Property Records

Ogle County property record for 406 Williams Dr, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,156 sqft · built 1968
Lot Size0.296 acres (12,923 sqft)
OwnerIndividual Name on File
Last Sale$203,500 (Jun 2026)
Tax Bill$3,513 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN16-04-252-009

Property Details

APN / Parcel Number

Primary APN16-04-252-009

Interior

Stories3 Stories
Building Area1,156 sqft Living Area
Basement Area1,156 sqft
Unfinished Basement1,156 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area12,923 sqft (0.296 acres)
Lot Dimensions165 ft deep x 52 ft wide
Garage TypeAttached
Garage Area615 sqft

Location & Zoning

Street Address406 WILLIAMS DR
CityOREGON
StateIL
Zip61061-1042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK:10 TWP:23 SECT/LOT:4 LOT 11 TERRACE VIEW SUBD
Legal Range10
Legal Township23
Legal Section04
Legal SubdivisionTERRACE VIEW SUBD
Legal Block10
Legal Lot Number4,11
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group1
Census Block1066
Census Tract960900

Owner

406 Williams Dr is owned and occupied by an individual who bought it in June 2026.

Source: Ogle County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address406 WILLIAMS DR, OREGON, IL 61061-1042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Warranty Deed, Transfer
Jun 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
STILLMAN BANCORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2026 · Amount on File
Deed SaleJun 2, 2026 · Amount on File
Deed Document Number2026202602671
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateJun 2, 2026
Property Address406 WILLIAMS DR, OREGON, IL 61061-1042
Document Number0000002671
Instrument DateMay 15, 2026
Instrument20262671
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

AmountAmount on Record
Tax$30,830.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 WILLIAMS DR, OREGON, IL 61061-1042

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Recording DateJun 2, 2026
Property Address406 WILLIAMS DR, OREGON, IL 61061-1042
Document Number0000002672
Instrument DateMay 15, 2026
Instrument20262672
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 WILLIAMS DR, OREGON, IL 61061-1042

Mortgage

Document Number0000002672,
DateJun 2, 2026
Instrument20262672
Lender
NameSTILLMAN BANCORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 406 Williams Dr was $3,513, up 4.9% from the year before.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,513.00 (+4.87%)$52,504 (+7.25%) Land $8,124 Building $44,380$157,512 (+7.25%) Land $24,372 Building $133,140
2024$3,350.00$48,955 (+11.02%) Land $7,575 Building $41,380$146,865 (+11.02%) Land $22,725 Building $124,140
2023$44,096 Land $7,046 Building $37,050$132,288 Land $21,138 Building $111,150
2022$2,107.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Williams Dr in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims45 (1978–2013)
Claims Outside the SFHA1 of 45
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 Williams Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Williams Dr

Nearby Streets

Search Property Records by Address or Parcel Number