411 W Embargo St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 411 W Embargo St, Rome, NY 13440

Property Summary

Property TypeApartments (5+ Units)
Details2,978 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$53,000 (Apr 2017)
Tax Bill$2,819 (2026)
Deeds & MortgagesApr 2024 Refinance
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN301301 242.033-1-18

Property Details

APN / Parcel Number

Primary APN301301 242.033-1-18
Alternative APNs
  • 130124203300010180000000
  • 301301 242.033-0001-018
  • 29340 04

Interior

Units4 Units
Stories2 Stories
Building Area2,978 sqft Gross Area
Basement Area1,374 sqft
Unfinished Basement1,374 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area8,712 sqft (0.2 acres)
Lot Width66 ft Width
PorchSlab
Porch Area201 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number29340 04
Street Address411 W EMBARGO ST
CityROME
StateNY
Zip13440-4964
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR-2
Legal DescriptionH & L 66X130
Legal Block1
Legal Lot Number18.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group3
Census Block3037
Census Tract26300

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 CRESCENT ST, PEPPERELL, MA 01463-1506
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
PRIME LENDING INC
Sep 26, 2019Deed of Trust, Mortgage
NBT BK
Apr 11, 2017Deed, Transfer
JOHN P SINDONI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2017 · Amount on Record
Deed SaleApr 11, 2017 · Amount on Record
Prior SaleMar 6, 2006 · Amount on Record
Deed Book / Page2017 / 5106
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address411 W EMBARGO ST, ROME, NY 13440-4964
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003586
DateApr 1, 2024
Instrument2024-003586
Lender
NamePRIME LENDING INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address411 W EMBARGO ST, ROME, NY 13440-4964
Document Number0000013308
Instrument DateSep 26, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9717 RAY RD MARCY NY 134032513, MARCY, NY 13403-2513

Mortgage

Document Number0000013308
DateSep 30, 2019
Instrument13308
Lender
NameNBT BK
TypeBank
AddressNORWICH, NY 13815
Agreement
AmountAmount Recorded

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionONEIDA NY
Recording DateApr 11, 2017
Property Address411 W EMBARGO ST, ROME, NY 13440-4964
Document Number0000005106
Book / Page0000002017 / 0000005106
Instrument DateMar 29, 2017
Transaction TypeTransfer
Record UpdatedApr 15, 2021
Title CompanyJOHN P SINDONI

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6737 GREENWAY NEW LONDON RD, VERONA, NY 13478-2706

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,819.00
2025$60,000 (-) Land $13,400 Building $46,600$141,176 (+6.78%) Land $31,529 Building $109,647
2023$60,000 (-) Land $13,400 Building $46,600$132,217 (+17.92%) Land $29,528 Building $102,689
2022$4,404.00$60,000 Land $13,400 Building $46,600$112,129 Land $25,042 Building $87,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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