Oneida County and Rome City property record for 405 W Embargo St, Rome, NY 13440
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,307 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,233 (2022) |
| Deeds & Mortgages | Sep 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.033-1-23 |
| Primary APN | 301301 242.033-1-23 |
|---|---|
| Alternative APNs |
|
| Units | 5 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 3,307 sqft Gross Area |
| Basement Area | 1,475 sqft |
| Unfinished Basement | 1,475 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Width | 40 ft Width |
| Porch | Slab |
| Porch Area | 88 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 29325 04 |
|---|---|
| Street Address | 405 W EMBARGO ST |
| City | ROME |
| State | NY |
| Zip | 13440-4965 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-2 |
| Legal Description | H&L 40X105 |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 26300 |
Source: Oneida County and Rome City records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 510 E GARDEN ST, ROME, NY 13440-5304 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Sep 18, 2018 |
| Property Address | 405 W EMBARGO ST, ROME, NY 13440-4965 |
| Document Number | 0000013237 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 13237 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 510 E GARDEN ST ROME NY 134405304, ROME, NY 13440-5304 |
| Document Number | 13238 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 13238 |
| Name | DAVID H & NANCY J BRUNO |
|---|---|
| Address | 8614 WILLOW DR, ROME, NY 13440-9336 |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 17, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,000 (-) Land $4,000 Building $67,000 | $167,059 (+6.75%) Land $9,412 Building $157,647 | |
| 2024 | $71,000 (-) Land $4,000 Building $67,000 | $156,491 (+0.02%) Land $8,816 Building $147,675 | |
| 2023 | $71,000 (-) Land $4,000 Building $67,000 | $156,457 (+17.92%) Land $8,814 Building $147,643 | |
| 2022 | $5,233.00 | $71,000 Land $4,000 Building $67,000 | $132,685 Land $7,475 Building $125,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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