414 W Embargo St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 414 W Embargo St, Rome, NY 13440

Property Summary

Property TypeApartments (5+ Units)
Details3,636 sqft · built 1890
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Tax Bill$3,498 (2022)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN301301 242.033-2-50

Property Details

APN / Parcel Number

Primary APN301301 242.033-2-50
Alternative APNs
  • 130124203300020500000000
  • 301301 242.033-0002-050
  • 29300 04

Interior

Units6 Units
Stories2 Stories
Building Area3,636 sqft Gross Area
Basement Area1,651 sqft
Unfinished Basement1,651 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area10,019 sqft (0.23 acres)
Lot Width49.5 ft Width
PorchSlab
Porch Area473 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number29300 04
Street Address414 W EMBARGO ST
CityROME
StateNY
Zip13440-4963
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR-2
Legal DescriptionH&L 49.5X200
Legal Block2
Legal Lot Number50.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group3
Census Block3036
Census Tract26300

Owner

Source: Oneida County and Rome City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address504 N GEORGE ST, ROME, NY 13440-4161
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionONEIDA NY
Recording DateMar 28, 2019
Property Address414 W EMBARGO ST, ROME, NY 13440-4963
Instrument DateMar 28, 2019
Instrument3857
Transaction TypeMortgage
Record UpdatedMay 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000003857
DateMar 28, 2019
Instrument3857
Lender
NameAMERICU CU
TypeCredit Union
Address1916 BLACK RIVER BLVD N, ROME, NY 13440-2430
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,900 (-) Land $10,000 Building $49,900$140,941 (+6.78%) Land $23,529 Building $117,412
2023$59,900 (-) Land $10,000 Building $49,900$131,996 (+17.91%) Land $22,036 Building $109,960
2022$3,498.00$59,900 Land $10,000 Building $49,900$111,942 Land $18,688 Building $93,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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