411 Summit St, Richmond, KY 40475 Property Records

Madison County property record for 411 Summit St, Richmond, KY 40475 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Square Footage	2,350 sqft Living Area
Garage	Mixed
Occupancy	Owner Occupied
Last Sale	$197,000 (2019)
Tax Bill	$1,857.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R009-0013-0019`
Alternative APNs	`115656` `78750` `44995`

Interior

Building Area	2,350 sqft Living Area
Stories	2 Stories

Exterior

Exterior Material	Aluminum/Vinyl Exterior
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage

Location & Zoning

Account Number	44995
Street Address	411 SUMMIT ST
City	RICHMOND
State	KY
Zip	40475-2151
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W B SMITH LOT 16
Legal Lot Number	16
Jurisdiction	MADISON KY
Minor Civil Division	RICHMOND
Census Blockgroup	2
Census Block	2019
Census Tract	10400

Owner

Source: Madison County records · APN R009-0013-0019

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	411 SUMMIT ST, RICHMOND, KY 40475-2151
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2019 · Amount on Record
Deed Sale	Dec 03, 2019 · Amount on Record
Deed Doc Number	2014003272
Deed Book / Page	D00781 / 791
Record Refreshed	Jun 08, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 03, 2019
Property Address	411 SUMMIT ST, RICHMOND, KY 40475-2151
Document Number	D00781/791
Book / Page	D00781 / 791
Map Reference	MB 1 PG 25
Instrument Date	Nov 14, 2019
Instrument	2014003272
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 CAROLINE AVE, 815, IOWA CITY, IA 52245-5607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	411 SUMMIT ST, RICHMOND, KY 40475-2151

Mortgage

Document Number	2014003273
Date	Dec 03, 2019
Instrument	2014003273

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,857.00 (-2.77%) Additional exemption filed	$197,000 (-)	$197,000 (-)
2023	$1,910.00 (-0.31%)	$197,000 (-)	$197,000 (-)
2022	$1,916.00	$197,000	$197,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.