Madison County property record for 405 Summit St, Richmond, KY 40475 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,209 sqft |
| Lot Size | 0.166 acres (7,242 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $167,000 (May 2023) |
| Tax Bill | $1,111 (2025) |
| Deeds & Mortgages | Mar 2025 Sale May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0013-0020 |
| Primary APN | R009-0013-0020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,209 sqft Living Area |
| 1st Floor Area | 725 sqft |
| Basement Area | 725 sqft |
| Unfinished Basement | 725 sqft |
| Exterior Material | Wood |
|---|---|
| Lot Area | 7,242 sqft (0.166 acres) |
| Account Number | 42421 |
|---|---|
| Street Address | 405 SUMMIT ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W B SMITH LOT 17 |
| Legal Subdivision | W B SMITH ADDITION |
| Legal Lot Number | 17 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10400 |
Source: Madison County records · APN R009-0013-0020
Assessment roll updated December 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 31, 2025 | Deed, Transfer |
| May 18, 2023 | Intrafamily Transfer, Transfer |
| May 18, 2023 | Deed, Transfer |
| Aug 19, 2020 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Aug 19, 2020 · Amount on Record |
| Deed Document Number | 202314145807 |
| Deed Book / Page | 838 / 432 |
| Prior Transfer Date | May 03, 2023 |
| Prior Transfer Doc | 00D838/435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 31, 2025 |
| Property Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Document Number | 00D865/614 |
| Book / Page | D865 / 614 |
| Map Reference | MB 1 PG 25 |
| Instrument Date | Mar 20, 2025 |
| Instrument | 2014252648 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 18, 2023 |
| Property Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Document Number | 00D838/435 |
| Book / Page | D838 / 435 |
| Map Reference | MB 1 PG 25 |
| Instrument Date | May 03, 2023 |
| Instrument | 2014145808 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 18, 2023 |
| Property Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Document Number | 00D838/432 |
| Book / Page | D838 / 432 |
| Map Reference | MB 1 PG 25 |
| Instrument Date | May 03, 2023 |
| Instrument | 2014145807 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 19, 2020 |
| Property Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Document Number | D00792/695 |
| Book / Page | D00792 / 695 |
| Map Reference | MB 1 PG 25 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 2014018430 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $167.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT ST, RICHMOND, KY 40475-2151 |
| Name | Verified Name |
|---|---|
| Address | 3030 RIVER CIR, RICHMOND, KY 40475-7909 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,111.00 (-5.04%) Homeowner's exemption | $167,000 (-) | $167,000 (-) |
| 2023 | $1,170.00 (-27.96%) Homeowner's exemption | $167,000 (-) | $167,000 (-) |
| 2022 | $1,624.00 | $167,000 | $167,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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