Madison County property record for 309 Summit St, Richmond, KY 40475 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 2,030 sqft Living Area |
| Garage | Detached, 360 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $222,500 (2019) |
| Tax Bill | $2,098.00 (2025) |
| Primary APN | R006-0014-0007 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,030 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Exterior Material | Brick Veneer Exterior |
|---|---|
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Account Number | 40982 |
|---|---|
| Street Address | 309 SUMMIT ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2133 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMITH ADDITION LOT 24 & 25 |
| Legal Subdivision | SMITH ADD |
| Legal Lot Number | 24,25 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | RICHMOND |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 10400 |
Source: Madison County records · APN R006-0014-0007
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 SUMMIT ST, RICHMOND, KY 40475-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Deed Doc Number | 2013995459 |
| Deed Book / Page | D00775 / 753 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 12, 2019 |
| Property Address | 309 SUMMIT ST, RICHMOND, KY 40475-2133 |
| Document Number | D00775/753 |
| Book / Page | D00775 / 753 |
| Map Reference | MB 1 PG 13 |
| Instrument Date | Jul 09, 2019 |
| Instrument | 2013995459 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 704 SOVEREIGN DR, 704, RICHMOND, KY 40475-8837 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1824 MARINA DR, NORMAL, IL 61761-9525 |
| Document Number | 2013995460 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 2013995460 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 309 SUMMIT ST, RICHMOND, KY 40475-2133 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | M01859/344 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | M01859/344 |
| Instrument | 2013991452 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,098.00 (-2.78%) Additional exemption filed | $222,500 (-) | $222,500 (-) |
| 2023 | $2,158.00 (-0.28%) | $222,500 (-) | $222,500 (-) |
| 2022 | $2,164.00 | $222,500 | $222,500 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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