384 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 384 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,128 sqft · built 1900
Lot Size	0.194 acres (8,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Mar 2021)
Tax Bill	$6,616 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-21-279-001`

Property Details

APN / Parcel Number

Primary APN	`15-21-279-001`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	3,496 sqft
Basement Area	1,256 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,460 sqft (0.194 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	384 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALES ADDN : LOT 1 BLK 20
Legal Subdivision	GALES ADDN
Legal Block	20
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2018
Census Tract	853200

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	384 SPRUCE ST, AURORA, IL 60506-3960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
May 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	202120231
Prior Transfer Date	Jul 2, 1997
Prior Transfer Doc	0000044703
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 15, 2021
Property Address	384 SPRUCE ST, AURORA, IL 60506-3960
Document Number	0000020231
Instrument Date	Feb 26, 2021
Instrument	2021K020231
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 SPRUCE ST, AURORA, IL 60506-3960

Mortgage

Document Number	0000020232
Date	Mar 15, 2021
Instrument	2021K020232

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%
Index	6-Month T-Bill

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 2, 2018
Property Address	384 SPRUCE ST, AURORA, IL 60506-3960
Document Number	0000020038
Instrument Date	Mar 12, 2018
Instrument	20038
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	384 SPRUCE ST AURORA IL 605063960, AURORA, IL 60506-3960

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,616.00 (+12.65%) Homeowner's exemption	$97,082 (+9.39%) Land $11,896 Building $85,186	$291,363 (+9.39%) Land $35,702 Building $255,660
2024		$88,749 (+22.66%) Land $10,875 Building $77,874	$266,354 (+22.71%) Land $32,638 Building $233,715
2022	$5,873.00 (+4.78%) Homeowner's exemption	$72,351 (+7.41%) Land $8,866 Building $63,485	$217,053 (+7.41%) Land $26,598 Building $190,455
2021	$5,605.00 Homeowner's exemption	$67,359 Land $8,254 Building $59,105	$202,077 Land $24,762 Building $177,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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