503 S Central Ave, Locust, NC 28097 Property Records

Stanly County property record for 503 S Central Ave, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,955 sqft · built 1950
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,278 (2026)
Deeds & Mortgages	May 2019 Sale Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`557503409397`

Property Details

APN / Parcel Number

Primary APN	`557503409397`
Alternative APNs	`1517170` `11649`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,955 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	190 ft deep x 159 ft wide
Garage Type	Carport
Garage Area	960 sqft
Carport	Carport
Carport Area	960 sqft
Porch	Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1517170
Street Address	503 S CENTRAL AVE
City	LOCUST
State	NC
Zip	28097-7143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	HSE 503 S CENTRAL AVE 557503183
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2001
Census Tract	930802

Owner

Source: Stanly County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 S CENTRAL AVE, LOCUST, NC 28097-7143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 8, 2019
Property Address	503 S CENTRAL AVE, LOCUST, NC 28097-7143
Document Number	0000409347
Book / Page	001669 / 001200
Instrument Date	May 8, 2019
Instrument	409347
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$129.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S CENTRAL AVE LOCUST NC 280977143, LOCUST, NC 28097-7143

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 27, 2017
Property Address	503 S CENTRAL AVE, LOCUST, NC 28097-7143
Document Number	0000391805
Book / Page	001614 / 000315
Instrument Date	Jun 27, 2017
Instrument	391805
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	929 N MAIN ST OAKBORO NC 28129, OAKBORO, NC 28129

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,278.00 (+12.92%)	$356,380 (+33.79%) Land $46,173 Building $310,207	$356,380 (+33.79%) Land $46,173 Building $310,207
2023	$2,903.00	$266,376 Land $27,284 Building $239,092	$266,376 Land $27,284 Building $239,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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