Monroe County property record for 411 N Spring St, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 1935 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Dec 2023) |
| Tax Bill | $2,276 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-01850-02 |
| Primary APN | 013-01850-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Family Room | Family Room |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 013-01850-02 |
|---|---|
| Street Address | 411 N SPRING ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-2861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NAOMI BEAMS LOT 2 |
| Legal Subdivision | NAOMI BEAM ADD |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 601 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 411 N SPRING ST, BLOOMINGTON, IN 47404-2861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 27, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on Record |
| Deed Sale | Dec 15, 2023 · Amount on Record |
| Prior Sale | Dec 11, 2014 |
| Deed Document Number | 202350425 |
| Prior Transfer Date | Jan 25, 2021 |
| Prior Transfer Doc | 2021001773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 411 N SPRING ST, BLOOMINGTON, IN 47404-2861 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5974 INSTRUMENT KAMIAKIN TRL #B B, B, FAIRCHILD AFB, WA 99011 |
| Document Number | 2025014092 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025014092 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Dec 15, 2023 |
| Property Address | 411 N SPRING ST, BLOOMINGTON, IN 47404-2861 |
| Document Number | 2023014313 |
| Map Reference | CAB B ENV 316 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2023014313 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5974 KAMIAKIN TRL # B, B, FAIRCHILD AIR FORCE BASE, WA 99011-2210 |
| Document Number | 2023014314 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023014314 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 2023014314 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023014314 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 27, 2021 |
| Property Address | 411 N SPRING ST, BLOOMINGTON, IN 47404-2861 |
| Document Number | 2021001773 |
| Map Reference | CAB 8 ENV 316 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021001773 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1421 W 8TH ST, BLOOMINGTON, IN 47404-2835 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Bloomington Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (+0.13%) | $115,000 (+8.49%) Land $20,500 Building $94,500 | $115,000 (+8.49%) Land $20,500 Building $94,500 |
| 2024 | $2,273.00 (+10.39%) | ||
| 2023 | $106,000 (+4.43%) Land $16,400 Building $89,600 | $106,000 (+4.43%) Land $16,400 Building $89,600 | |
| 2022 | $2,059.00 | $101,500 Land $16,400 Building $85,100 | $101,500 Land $16,400 Building $85,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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