Monroe County property record for 409 N Spring St, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 990 sqft · built 1935 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,153 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-01850-01 |
| Primary APN | 013-01850-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 013-01850-01 |
|---|---|
| Street Address | 409 N SPRING ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-2861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 013-01850-01 NAOMI BEAM LOT 1 |
| Legal Subdivision | NAOMI BEAM ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 601 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 N SPRING ST, BLOOMINGTON, IN 47404-2861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2007 |
| Deed Sale | Nov 20, 2007 |
| Deed Document Number | 200721099 |
| Last Transfer Date | Oct 22, 2008 |
| Transfer Doc | 2008017714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Feb 6, 2024 |
| Property Address | 409 N SPRING ST, BLOOMINGTON, IN 47404-2861 |
| Document Number | 2024001189 |
| Map Reference | MB 8 PG 23 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024001189 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 N SPRING ST, BLOOMINGTON, IN 47404-2861 |
| Document Number | 2024001190 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024001190 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 2024001190 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024001190 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Bloomington Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,153.00 (+132.93%) | $151,700 (+81.24%) Land $23,300 Building $128,400 | $151,700 (+81.24%) Land $23,300 Building $128,400 |
| 2024 | $495.00 (-68.27%) | ||
| 2023 | $83,700 (+8.84%) Land $18,700 Building $65,000 | $83,700 (+8.84%) Land $18,700 Building $65,000 | |
| 2022 | $1,560.00 | $76,900 Land $18,700 Building $58,200 | $76,900 Land $18,700 Building $58,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures