Monroe County property record for 406 N Spring St, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,208 sqft · built 2021 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,900 (Jul 2022) |
| Tax Bill | $1,567 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-40100-00 |
| Primary APN | 013-40100-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 172 ft deep x 50 ft wide |
| Terrain | High |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 013-40100-00 |
|---|---|
| Street Address | 406 N SPRING ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-2862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 013-40100-00 CHESTNUT LOT 8 |
| Legal Subdivision | CHESTNUTS SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 601 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 N SPRING ST, BLOOMINGTON, IN 47404-2862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HABITAT FOR HUMANITY OF MONROE COUNTY |
| Jan 22, 2021 | Deed of Trust, Mortgage · Construction Mortgage CITY OF BLOOMINGTON HAND DEPARTMENT |
| Jul 26, 2022 | Warranty Deed, Transfer |
| Jul 25, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Prior Sale | Jul 25, 2017 |
| Deed Document Number | 202246971 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 406 N SPRING ST, BLOOMINGTON, IN 47404-2862 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022011307 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022011307 |
| Name | HABITAT FOR HUMANITY OF MONROE COUNTY |
|---|---|
| Type | Government Agency |
| Address | BLOOMINGTON, IN 47408 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 406 N SPRING ST, BLOOMINGTON, IN 47404-2862 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 213 E KIRKWOOD AVE, BLOOMINGTON, IN 47408-3532 |
| Document Number | 2021001470 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021001470 |
| Name | CITY OF BLOOMINGTON HAND DEPARTMENT |
|---|---|
| Type | Government Agency |
| Address | BLOOMINGTON, IN 47402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 26, 2022 |
| Property Address | 406 N SPRING ST, BLOOMINGTON, IN 47404-2862 |
| Document Number | 2022011306 |
| Map Reference | CAB 8 ENV 39 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022011306 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 406 N SPRING ST, BLOOMINGTON, IN 47404-2862 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jul 25, 2017 |
| Property Address | 406 N SPRING ST, BLOOMINGTON, IN 47404-2862 |
| Document Number | 2017010290 |
| Map Reference | MB 3 PG 32 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 2017010290 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 E KIRKWOOD AVE, BLOOMINGTON, IN 47408-3532 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Bloomington Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,567.00 (-9.84%) | $188,900 (+5%) Land $23,100 Building $165,800 | $188,900 (+5%) Land $23,100 Building $165,800 |
| 2024 | $1,738.00 | ||
| 2023 | $179,900 (+10.03%) Land $22,200 Building $157,700 | $179,900 (+10.03%) Land $22,200 Building $157,700 | |
| 2022 | Additional exemption filed | $163,500 Land $22,200 Building $141,300 | $163,500 Land $22,200 Building $141,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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