Jackson County property record for 411 N Speck Ave, Independence, MO 64056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 976 sqft · built 1972 |
| Lot Size | 0.207 acres (9,023 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,900 (May 2006) |
| Tax Bill | $1,705 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-820-05-20 |
| Primary APN | 16-820-05-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 456 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 252 sqft |
| Unfinished Basement | 228 sqft |
| Flooring | Carpet |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,023 sqft (0.207 acres) |
| Lot Dimensions | 115 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 32 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 739651 |
|---|---|
| Street Address | 411 N SPECK AVE |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64056-2058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILWOOD LOT 42 |
| Legal Subdivision | TRAILWOOD |
| Legal Block | 3 |
| Legal Lot Number | 42 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 11406 |
411 N Speck Ave is owned and occupied by two individuals who bought it in May 2006.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 N SPECK AVE, INDEPENDENCE, MO 64056-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2006 · Amount on File |
| Deed Sale | May 19, 2006 · Amount on File |
| Prior Sale | Jun 17, 2004 · Amount on File |
| Deed Document Number | 200629278 |
| Prior Transfer Date | Jul 20, 2001 |
| Prior Transfer Doc | 0000I57269 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 411 N Speck Ave was $1,705, up 18.6% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,870 (-) Land $4,644 Building $19,226 | $125,630 (-) | |
| 2025 | $1,705.00 (+18.57%) | $23,870 Land $4,644 Building $19,226 | $125,630 |
| 2024 | $1,438.00 (+2.35%) | ||
| 2023 | $1,405.00 | $20,758 Land $1,653 Building $19,105 | $109,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 411 N Speck Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 N Speck Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Wisper ISP.
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