Jackson County property record for 406 N Speck Ave, Independence, MO 64056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 950 sqft · built 1979 |
| Lot Size | 0.233 acres (10,138 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Aug 2018) |
| Tax Bill | $1,950 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-820-03-23 |
| Primary APN | 16-820-03-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 418 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 418 sqft |
| Unfinished Basement | 462 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,138 sqft (0.233 acres) |
| Lot Dimensions | 144 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 250 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 288 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 739600 |
|---|---|
| Street Address | 406 N SPECK AVE |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64056-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILWOOD LOT 64 |
| Legal Subdivision | TRAILWOOD |
| Legal Tract | A |
| Legal Block | 3 |
| Legal Lot Number | 64 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 11406 |
Source: Jackson County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 N SPECK AVE, INDEPENDENCE, MO 64056-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2011 · Amount on Record |
| Deed Document Number | 2018E76559 |
| Prior Transfer Date | Jun 22, 2011 |
| Prior Transfer Doc | 00E0060570 |
| Record Updated | Oct 29, 2026 |
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,286 (-) Land $4,661 Building $22,625 | $143,610 (-) | |
| 2025 | $1,950.00 (+18.69%) | $27,286 (+15%) Land $4,661 Building $22,625 | $143,610 (+15%) |
| 2024 | $1,643.00 (+2.3%) | ||
| 2023 | $1,606.00 | $23,727 Land $1,837 Building $21,890 | $124,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Wisper ISP.
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