Jackson County property record for 409 N Speck Ave, Independence, MO 64056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 929 sqft · built 1971 |
| Lot Size | 0.178 acres (7,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,910 (Mar 2025) |
| Tax Bill | $1,895 (2024) |
| Deeds & Mortgages | Jul 2024 Sale Sep 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-820-05-21 |
| Primary APN | 16-820-05-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 929 sqft Living Area |
| 1st Floor Area | 483 sqft |
| Basement Area | 440 sqft |
| Flooring | Carpet |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,742 sqft (0.178 acres) |
| Lot Dimensions | 114 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | Deck Area |
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 739652 |
|---|---|
| Street Address | 409 N SPECK AVE |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64056-2058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILWOOD LOT 43 |
| Legal Subdivision | TRAILWOOD |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 11406 |
Source: Jackson County records · APN 16-820-05-21
Assessment roll updated September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 N SPECK AVE, INDEPENDENCE, MO 64056-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 15, 2024 | Warranty Deed, Transfer |
| Sep 27, 2021 | Intrafamily Transfer, Transfer |
| Feb 25, 2020 | Warranty Deed, Transfer JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 26, 2025 · Amount on Record |
| Deed Sale | Mar 26, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2024 |
| Deed Document Number | 202520053 |
| Prior Transfer Date | Feb 12, 2021 |
| Prior Transfer Doc | 00E0105971 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jul 15, 2024 |
| Property Address | 409 N SPECK AVE, INDEPENDENCE, MO 64056-2058 |
| Document Number | 00E0045951 |
| Instrument Date | Jul 10, 2024 |
| Instrument | 2024E0045951 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Sep 27, 2021 |
| Property Address | 409 N SPECK AVE, INDEPENDENCE, MO 64056-2058 |
| Document Number | 00E0105971 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021E0105971 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 668 THORNTON ST, 668, LIBERTY, MO 64068-2139 |
| Name | Verified Name |
|---|---|
| Address | 409 N SPECK AVE, INDEPENDENCE, MO 64056-2058 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Feb 25, 2020 |
| Property Address | 409 N SPECK AVE, INDEPENDENCE, MO 64056-2058 |
| Document Number | 0000E16233 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 16233E |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 N SPECK AVE INDEPENDENCE MO 640562058, INDEPENDENCE, MO 64056-2058 |
| Document Number | E16737 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 16737E |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 24, 2050 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,080 (-22.95%) Land $4,421 Building $16,659 | $110,950 (-22.95%) | |
| 2024 | $1,895.00 (+2.32%) | ||
| 2023 | $1,852.00 | $27,360 Land $2,375 Building $24,985 | $144,000 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Wisper ISP.
Based on FCC filings for 158 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures