411 N Cogan Ln, Independence, MO 64050 Property Records

Jackson County property record for 411 N Cogan Ln, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 903 sqft · built 1957
Lot Size	0.452 acres (19,666 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-920-04-03`

Property Details

APN / Parcel Number

Primary APN	`16-920-04-03`
Alternative APNs	`16-920-04-03-00-0-00-000` `16920040300000001` `740036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	903 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	903 sqft
Basement Area	903 sqft
Flooring	Carpet

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,666 sqft (0.452 acres)
Lot Dimensions	185 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	740036
Street Address	411 N COGAN LN
City	INDEPENDENCE
State	MO
Zip	64050-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLIN FARM PT LOT 10 DAF: BEG 25 S OF NW COR LOT TH E PARL TO N LI TO PT 150 W OF W LI STATE HWY O TH SELY PARL TO W L I HWY TO PT 90 N OF S LI TH W TO W LI LOT 10 TH N 110 TO P
Legal Subdivision	ALLIN FARM
Legal Block	1
Legal Lot Number	10
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1001
Census Tract	11410

Owner

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Jul 31, 2026	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Jun 12, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jun 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Feb 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026
Deed Sale	Jul 31, 2026
Prior Sale	Jun 12, 2026 · Amount on Record
Deed Document Number	202657866
Prior Transfer Date	Feb 4, 2022
Prior Transfer Doc	00E0013703
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Aug 6, 2026
Property Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number	0000058925
Instrument Date	Jul 29, 2026
Instrument	202658925
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058925,
Date	Aug 6, 2026
Instrument	202658925

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.43%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Aug 6, 2026
Property Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number	0000058924
Instrument Date	Jul 29, 2026
Instrument	202658924
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058924,
Date	Aug 6, 2026
Instrument	202658924

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 31, 2026
Property Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number	0000057866
Instrument Date	Jul 22, 2026
Instrument	202657866
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Investor	Possibly a Property Investor

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 12, 2026
Property Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number	0000044202
Instrument Date	Jun 8, 2026
Instrument	202644202
Transaction Type	Foreclosure
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131 W 135TH ST, OVERLAND PARK, KS 66223-1238

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005

Mortgage

Document Number	00E0039061
Date	Jun 5, 2023
Instrument	2023E0039061

Lender

Name	JLB CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Feb 10, 2022
Property Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005
Document Number	00E0013703
Instrument Date	Feb 4, 2022
Instrument	2022E0013703
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N COGAN LN, INDEPENDENCE, MO 64050-2005

Mortgage

Document Number	00E0013704
Date	Feb 10, 2022
Instrument	2022E0013704

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,603 (-) Land $4,115 Building $16,488	$108,440 (-)
2025	$1,307.00 (+0.08%)	$20,603 (+9.23%) Land $4,115 Building $16,488	$108,440 (+9.24%)
2024	$1,306.00 (+2.27%)
2023	$1,277.00	$18,862 Land $4,627 Building $14,235	$99,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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